Comparison

Сash Advance by ASH vs ATM Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Сash Advance by ASH

Features
Read full description

Get the Instant Cash You Need, When You Need It When an unexpected expense arises, turn to our app to quickly find a fitting cash advance from top lenders. We streamline the search, presenting you with a personalized loan offer designed for your situation, so you can access money fast without the hassle. Your Go-To for Fast, Straightforward Borrowing Experience a borrowing process built around your time and comfort. From a remarkably simple application to a verification that takes just moments, everything is designed for speed. There are no hidden fees for using our service—we provide a clear path to potential lenders at no cost to you. Enjoy 24/7 access to explore payday advance or instant loan options through an intuitive interface, making your quest for an instant cash advance both simple and secure. How It Works — Simple & Secure Start with Verification – Use your US phone number to begin. Make Your Request – Complete a brief form with your desired cash advance amount. Review Your Tailored Offer – We match your details with lenders and present you with a suitable cash advance or payday loan option. Receive Your Funds – Upon acceptance, the funds can be transferred swiftly, often on the same day. If You’ve Used Apps Like Klover, Dave, Brigit, MoneyLion, EarnIn, Albert, or Cleo… You’ll feel right at home—and might just prefer our focused approach to connecting you with a relevant cash advance offer. Key Details to Note Our platform is a loan aggregation service, not a direct lender. We facilitate connections between you and potential lenders based on your submission. Loan approval is not guaranteed and is subject to each lender’s assessment. All terms, including APR and repayment schedule, are set by the lender and will be provided transparently before you accept any offer. Please borrow responsibly. Loan Terms The maximum annual percentage rate (APR) is 24%. Repayment terms start from 92 days and may extend up to 240 days. All loan offers are customized based on your financial profile. Applicants must be at least 18 years old. Example: Borrow $2,000 for 6 months at an APR of 20%. Your monthly payment would be $355.60, and the total repayment would be $2,133.60, including $133.60 in interest. All terms and conditions are stated, including costs and fees.

About

ATM Split

This app helps you quickly and privately track shared expenses offline, perfect for travelers and roommates. It offers full Arabic support, multi-currency tracking, and smart debt simplification to reduce the number of payments needed for settlement.

Highlights
  • Offline expense tracking
  • Full Arabic and RTL support
  • Multi-currency support
  • Smart debt simplification
  • Editable expenses with notes
  • CSV data export
  • No account required
Features
Read full description

ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one. Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute. What makes ATM Split different: - Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated. - Offline-first with multi-currency — track expenses in 57 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable. - Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens. - Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering. - 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic. - CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable. - No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting. - Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes. Built with SwiftUI and SwiftData for a native iOS experience. Built by Approve The Move — genuinely useful apps, always free, no subscriptions.

Screenshots

Сash Advance by ASH4 screens
ATM Split4 screens

Verdict

The call

The clearest difference is iOS requirement: Сash Advance by ASH at 15.6 against ATM Split's 18.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Сash Advance by ASH versus ATM Split: the parameters behind the verdict, then further details
ParameterСash Advance by ASHATM Split
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Every 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.6
Further details — not scored
Size22 MB2 MB
Age rating17+4+
DeveloperASH CASH BRAIDS, LLCYousif Ameen

In-app purchases

None

Сash Advance by ASH

No in-app purchases

None

ATM Split

No in-app purchases

Questions

Is Сash Advance by ASH free?
Сash Advance by ASH is free to download, with no in-app purchases.
Is ATM Split free?
ATM Split is free to download, with no in-app purchases.
Do Сash Advance by ASH or ATM Split have ads?
Neither Сash Advance by ASH nor ATM Split shows ads.

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