Comparison

FinSpectro vs Scrooge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinSpectro

Features
Read full description

FinSpectro (formerly Finsight) is an end-to-end encrypted expense and budget tracker. Your financial data is encrypted before it leaves your device and remains inaccessible even to us. Use FinSpectro on your phone, tablet, and computer with automatic sync. Perfect for personal and family budgeting, shared finance tracking, and managing expenses in multiple currencies. Key features Expense and income tracking Log daily expenses and income with custom accounts, categories, and currencies. Accounts and balances Create cash, bank, savings, and other accounts. Track total balance and money flow across all of them. Transfers between accounts Record transfers between your own accounts and stay in control of your money movement. Debts and loans Track who you owe and who owes you. Manage loans and debts in one place. Budgets and categories Create custom expense and income categories, set budgets, and stay within your limits. Analytics and reports View clear analytics for expenses, income, categories, and accounts. Shared finance tracking Create organizations to manage shared budgets with family, track expenses together, or run finances for a small team. Multi-currency support Manage finances in multiple currencies and switch between them easily. Download FinSpectro and take control of your finances with full privacy. Privacy Policy: https://finsight.zentline.com/settings/privacy-policy Terms of Use: https://zentline.com/en/terms-of-service

About

Scrooge

Easily log everyday purchases with a simple interface designed for quick, one-handed use. Track spending by category over customizable periods and manage multiple currencies with an optional upgrade.

Highlights
  • Manual expense entry
  • Category tracking
  • Daily spending history
  • Customizable reporting periods
  • Multi-currency support (Plus)
  • One-handed operation
Features
Read full description

If you gave up on an expense tracker because using it was too much work, give Scrooge a try. I made it for my wife and me. We wanted to record everyday purchases and know where our money went. Enter the amount, pick a category if you want, and save. The big number pad makes it easy to do with one hand while you're paying. You'll need to add each expense yourself. Scrooge doesn't connect to your bank or import transactions. Your history shows what you spent each day. When you want to take a closer look, see the category totals for the last 7 days, 30 days or a month of your choice. With Plus, you can also keep spending in different currencies separate. To try it, sign in with your email. The free plan includes 5 entries a day, 4 categories and 1 currency. Plus gives you 50 entries a day, 8 categories and up to 3 currencies. Your saved history stays available without a subscription. Plus renews automatically. You'll see the price before you subscribe, and you can cancel in your App Store account settings. Privacy policy: https://scrooge.raize.one/privacy-policy.pdf Terms of use: https://scrooge.raize.one/terms-of-use.pdf

Screenshots

FinSpectro4 screens
Scrooge4 screens

Verdict

The call

The clearest difference is update cadence: Scrooge at every 11 days against FinSpectro's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinSpectro sells 1 in-app purchase, starting at $19.99 per year and Scrooge sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinSpectro ships an update monthly, Scrooge every 11 days. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
FinSpectro versus Scrooge: the parameters behind the verdict, then further details
ParameterFinSpectroScrooge
PriceFreeFree
Rating—4.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyMonthlyEvery 11 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size4 MB56 MB
Age rating4+4+
DeveloperDoszhan MengaliyevArtem Innokentev

In-app purchases

1 purchases

FinSpectro

Subscriptions1
  • Finsight Pro$19.991 Year
2 purchases

Scrooge

Subscriptions2
  • Scrooge Plus Monthly$1.991 Month
  • Scrooge Plus Annual$19.991 Year

Questions

Is FinSpectro free?
FinSpectro is free to download, with in-app purchases available.
Is Scrooge free?
Scrooge is free to download, with in-app purchases available.
Do FinSpectro or Scrooge have ads?
Neither FinSpectro nor Scrooge shows ads.
Which is updated more often, FinSpectro or Scrooge?
FinSpectro ships an update monthly, and Scrooge every 11 days. Most recently, FinSpectro was updated on October 5, 2026 and Scrooge on October 14, 2026.

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