Payday vs EasierBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payday
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Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms
EasierBudget
This budgeting app automatically divides your bills across each payday, ensuring you always know how much to save. Simply add your recurring expenses and pay schedule, and the app handles the rest with clear, straightforward calculations.
- Automatic bill splitting
- Set-and-forget budgeting
- No bank syncing required
- Customizable pay schedules
- Adapts to spending changes
- Visual progress tracking
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EasierBudget · Set-and-Forget Envelope Budgeting Stop living paycheck to paycheck. EasierBudget automatically splits your bills across every payday so you always know exactly how much to save. How it works: 1. Add your bills — rent, utilities, insurance, subscriptions 2. Set your pay schedule — weekly, fortnightly, or monthly 3. Check in on payday — see your target balance, transfer the money, done That's the whole app. No transaction logging. No bank syncing. No spreadsheets. No categorizing every coffee. Just clear, honest math that tells you what your bills account balance should be. What makes EasierBudget different: - Set-and-forget — add your bills once, check in on payday - No bank access needed — your financial accounts stay secure - Any pay schedule — bills are split perfectly across your paychecks - Adapts to real life — overspend one month, the math automatically adjusts the next - Detailed payment schedules — see exactly where every dollar goes - Progress bars — visual tracking for every bill Once your bills are covered, the money left over is yours to spend, save, or plan with. EasierBudget gives you that clarity in under two minutes. Privacy Policy: https://easierbudget.com/privacy Terms of Use: https://easierbudget.com/terms
Screenshots
Verdict
The clearest difference is iOS requirement: EasierBudget at 15.0 against Payday's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payday sells 2 in-app purchases, starting at $7.99 per month and EasierBudget sells 1 in-app purchase, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.
Payday ships an update monthly, EasierBudget every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.
| Parameter | Payday | EasierBudget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 18 MB | 33 MB |
| Age rating | 4+ | 12+ |
| Developer | RAPHAEL MOMANYI | Peter Neally |
In-app purchases
Payday
- Monthly Plan$7.991 Month
- Yearly Plan3 Days trial$59.991 Year
EasierBudget
- Basic Yearly$19.991 Year
Questions
Is Payday free?
Is EasierBudget free?
Do Payday or EasierBudget have ads?
Which is updated more often, Payday or EasierBudget?
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