Comparison

Platinum Perks vs PerkBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platinum Perks

This app helps Amex Platinum cardholders track and utilize their annual card benefits. It automatically detects perk usage from transactions and notifies users before credits expire, ensuring no value is lost.

Highlights
  • Automatic perk tracking via Plaid
  • Tracks monthly, quarterly, semi-annual, and annual credits
  • Monitors specific benefits like Uber Cash, Saks, and CLEAR
  • Provides visual progress tracking for yearly benefits
  • Sends expiry notifications for credits
  • Premium push notifications for perk windows
Features
Read full description

Your Amex Platinum card comes with over $2,900 in annual perks — but only if you actually use them. Platinum Perks tracks every credit across all 13 benefits so nothing slips through the cracks. AUTOMATIC TRACKING Connect your card with Plaid to automatically detect perk usage from your transactions. No manual entry needed. EVERY PERK, EVERY PERIOD Monthly credits like Uber Cash and Digital Entertainment. Quarterly perks like Resy and Lululemon. Semi-annual and annual benefits like Saks, Hotel Credit, CLEAR, and more — all tracked on their actual reset schedules. STAY ON PACE See at a glance whether you're ahead, falling behind, or off track for the year. Get notified before credits expire so you never miss a window. PERKS TRACKED • Uber Cash & Uber One • Resy Dining Credit • Saks Fifth Avenue • Airline Fee Credit • Hotel Credit (Amex Travel) • CLEAR Plus • Walmart+ • Global Entry / TSA PreCheck • Lululemon • Equinox • Oura Ring • Digital Entertainment (Disney+, Hulu, Peacock, and more) Premium unlocks push notifications so you never miss a perk window. Terms of Use: https://platinumperks.app/terms

About

PerkBook

Effortlessly track all your credit card benefits and perks to ensure you're maximizing value. Get timely reminders before credits expire and optimize your spending with personalized strategies. Your financial data remains private and stored locally on your device.

Highlights
  • Track credit card benefits
  • Credit reset notifications
  • Credit expiration reminders
  • Summary view of all perks
  • Spending optimization strategies
  • Supports multiple credit cards
  • Private, on-device data storage
Features
Read full description

Stop leaving money on the table. Most credit card holders forget to use the credits and perks they're already paying for. PerkBook fixes that — it's the simplest way to track every benefit across all your cards and make sure you're getting full value from your annual fees. Track every credit. Add your cards and PerkBook knows when each credit resets — monthly, quarterly, or annually. Mark credits as used, and the app tracks your progress for every period. Never wonder "did I use my dining credit this month?" again. Get reminded before credits expire. Set notifications days before a credit resets and PerkBook will remind you when it's time to use it. Choose a primary reminder and an optional follow-up so nothing slips through. See the full picture. The summary view shows every benefit across all your cards in one place — what you've used, what's remaining, and what's expiring soon. Filter by active, redeemed, or expired to stay on top of everything. Optimize your spending. The Strategize tab helps you figure out which card to use for each spending category based on your monthly habits, so you're always earning the most from every purchase. Built for serious cardholders. Whether you carry two cards or ten, PerkBook scales with your wallet. Supports credits that reset on your card anniversary or the calendar year, variable credits, access perks like lounge access and hotel status, and more. Your data stays private. Everything is stored on your device. No account required, no data shared. PerkBook is not affiliated with any credit card issuer. Benefit values are entered by the user and may not reflect current card terms. Always verify benefits directly with your card issuer.

Screenshots

Platinum Perks4 screens
PerkBook4 screens

Verdict

The call

The clearest difference is in-app purchases: PerkBook at none against Platinum Perks's 2. Platinum Perks's advantage is ratings volume (5 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Platinum Perks sells 2 in-app purchases, starting at $1.99 per month. PerkBook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Platinum Perks against 5.0 for PerkBook. That said, the two scores are not equally well evidenced: Platinum Perks has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Scorecard3 real differences · 7 level
Platinum Perks versus PerkBook: the parameters behind the verdict, then further details
ParameterPlatinum PerksPerkBook
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings5 — better1
Update frequencyEvery 6 months—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size29 MB39 MB
Age rating4+4+
DeveloperHunter GrayJosh Shafer

Customer experience

Platinum Perks

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PerkBook

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Platinum Perks

Subscriptions2
  • Max Monthly1 Month trial$1.991 Month
  • Max Yearly1 Month trial$19.991 Year
None

PerkBook

No in-app purchases

Questions

Is Platinum Perks free?
Platinum Perks is free to download, with in-app purchases available.
Is PerkBook free?
PerkBook is free to download, with no in-app purchases.
Which has better reviews, Platinum Perks or PerkBook?
Platinum Perks and PerkBook are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do Platinum Perks or PerkBook have ads?
Neither Platinum Perks nor PerkBook shows ads.

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