TrackSmart vs Duefolio

Your money, your finances and nobody else's business. TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your financial data stays on your device and in your own private iCloud. PRIVATE BY ARCHITECTURE, NOT BY PROMISE • No bank credentials required — ever • No account, no email, no sign-up • Your financial data lives on-device and in your private iCloud • On-device AI: your transactions are never sent to the cloud SEE YOUR WHOLE NET WORTH Track everything you own and owe in one place. Add assets and liabilities, log account values over time, and watch your net worth trend — alongside a beautifully redesigned account view with balance history, top categories, and credit-utilization at a glance. • Net-worth tracking with valuation history • Redesigned account detail — balances, statistics, and trends ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device. • AI spending summaries generated locally, never in the cloud (AI summaries require a device with Apple Intelligence.) INSIGHTS DEEPER THAN A PIE CHART • Cash-flow forecast — see where you're headed, not just where you've been • Money Flow view — exactly where every dollar goes, income in to spending out • Spending breakdowns by category, merchant, and trend • Automatic subscription detection — catch the charges you forgot about • Unusual-spending alerts before they become a habit BUDGETS & GOALS THAT STICK • Monthly and category budgets with clear progress • Savings goals you can actually watch grow • Recurring transactions and smart categorization rules IMPORT WITHOUT LINKING • Import transactions straight from PDF statements — no Plaid, no bank connection • Export polished PDF reports for taxes or your own records LIVES ON YOUR HOME SCREEN Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away. AVAILABLE IN ENGLISH AND SPANISH TrackSmart is fully localized — every screen, every insight, in both languages. START FREE Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries. Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched. No bank login. No data brokers. No catch. Just your money, finally private.

See every recurring payment in one clear ledger. Duefolio helps you track subscriptions, renewal dates, billing cycles, price history, income, and recurring spending without forcing your financial life into an account. TRACK WHAT RENEWS • Add from a built-in catalog of popular services • See upcoming charges and renewal dates • Record price changes and review spending history • Use reminders so renewals do not catch you off guard UNDERSTAND THE LEDGER • Review monthly and annual recurring costs • Track income alongside recurring expenses • Import and export your Duefolio ledger with JSON or CSV • Review compatible bank-statement CSV files for recurring-charge candidates PRIVATE BY DESIGN Your subscription and income records stay on your device. Folio, the optional on-device ledger analyst on compatible devices, processes questions locally after a one-time language-model download. Folio provides ledger analysis, not financial, tax, or investment advice. DUEFOLIO PRO — ONE PURCHASE Unlock custom subscriptions, bank-statement review, income and profit & loss, category composition, the Home Screen widget, and alternate app icons with one non-consumable lifetime purchase. No subscription and no renewal. Duefolio is an independent app and is not affiliated with or endorsed by any services displayed in the app. All third-party trademarks belong to their respective owners. Privacy Policy: https://duefolio-privacy.sid-dai.chatgpt.site Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ PURCHASE DISCLOSURE Duefolio Pro is a one-time, non-consumable lifetime purchase. It is not a subscription and does not renew. Payment is charged to your Apple Account at confirmation. You can restore the purchase on devices signed in to the same Apple Account. U.S. price: $14.99. Prices may vary by country or region.