LedgerVault vs Noviq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LedgerVault
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LedgerVault — Personal Finance & Portfolio Tracker Take full control of your finances with LedgerVault. Track every account, asset, and transaction in one place — with real-time prices and your chosen currency. KEY FEATURES • Real-time portfolio valuation in any currency • Bank accounts, crypto wallets, stock brokers & stablecoins • Full transaction history with categories and filters • Live crypto, stock, and forex prices • Investment portfolio with P&L tracking • Price alerts for crypto and stocks • Recurring transaction automation • Multi-profile support (family & personal accounts) • Export & import your data • Face ID protection • Works offline with cached data • No subscription — your data stays on your device ASSET CLASSES Track cash, cryptocurrencies (BTC, ETH, SOL and more), stocks, ETFs, stablecoins (USDT, USDC) and custom assets — all valued live in your base currency. PRIVACY FIRST LedgerVault stores all your financial data locally on your device. No accounts, no cloud sync, no third-party data sharing.
Noviq
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Noviq is a personal finance app designed to track your income, expenses, credit cards and installments in one place. • Accounts: cash, bank, gold and foreign currency side by side • Credit cards: limit, debt, statement and due-date tracking • Installments: see how purchases weigh on the months ahead • Recurring transactions: rent, bills and subscriptions post automatically • Budget: category-based spending with a monthly view • Reports: income vs. expense comparison and category breakdown • Calendar: upcoming payments day by day, with reminders • Privacy: Face ID/PIN lock and one-tap amount hiding With Premium: • Cloud backup — your data survives a lost or new phone • Multi-device sync • Data export / backup file Local use is free. Premium is offered as a monthly or yearly subscription (yearly gives you 2 months free). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: LedgerVault at none against Noviq's 2. Noviq's advantage is iOS requirement (16.4 vs 26.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Noviq sells 2 in-app purchases, starting at $3.99 per month. LedgerVault asks for nothing beyond the download.
| Parameter | LedgerVault | Noviq |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.2 | 16.4 — better |
| Further details — not scored | ||
| Size | 5 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew Degiorgio | Melih AKBAY |
In-app purchases
LedgerVault
No in-app purchases
Noviq
- Premium$3.991 Month
- Premium Yearly$39.991 Year









