Fendu vs Our Envelope Budget

Most money apps tell you where your money went. Fendu helps you decide where your take-home pay is going before it leaves your account. Start with each paycheck. Allocate money to bills, credit cards, savings, checking accounts, and everyday spending before payday turns into guesswork. Fendu shows what is already spoken for, what still needs a plan, and what is actually safe to spend. Plan your paycheck before you spend it. Set your take-home pay, pay schedule, deposit accounts, and recurring bills. Fendu turns every paycheck into a clear allocation plan. Put bills on the right paycheck. Assign rent, subscriptions, loans, utilities, credit card payments, and other recurring bills to the paycheck that should cover them. Move a bill for one pay period when cash flow changes. Split income across accounts. Plan fixed deposits into checking, savings, or other accounts, then send the remainder where it belongs. Track actual spending against the plan. Log purchases, transfers, and refunds as they happen. Fendu updates your remaining amount so you can see whether the paycheck is still on track. See where every dollar is going. Flow view shows how each paycheck is allocated across bills, accounts, categories, and spending. Stay ahead without extra noise. Optional local notifications can remind you when payday arrives, when bills are coming up, or when most of a paycheck has already been used. Widgets and Live Activities keep your remaining balance close. Private by design. Your data stays on your device and syncs through your iCloud. No third-party finance server is required. Fendu is for anyone who thinks in paychecks: people replacing a budgeting spreadsheet, managing bills between paydays, or trying to stop wondering, "Can I actually spend this?" — FENDU PRO — Fendu is free to use with up to 1 checking account, 1 savings account, 1 credit card, and 2 recurring bills. Fendu Pro is an optional auto-renewing subscription that unlocks: • Unlimited recurring bills • Unlimited credit cards • Unlimited deposit accounts • Paycheck splits across more than two accounts • Income tracking (side gigs, extra income, refunds beyond the basics) • 7-day free trial on first subscription Pricing: • Monthly: $3.99 per month • Yearly: $29.99 per year (save 37%) Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fendu.app/privacy

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app. ENVELOPE BUDGETING MADE SIMPLE The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless. LINK YOUR BANK ACCOUNTS* (With Premium Subscription) Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized. AUTO-CATEGORIZE TRANSACTIONS Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living. BUDGET ON A CALENDAR See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope. FLEXIBLE ENVELOPE TYPES Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend: • Expense envelopes for everyday spending like groceries and dining out • Bill envelopes for recurring payments with due dates and amounts • Savings envelopes with goal tracking and progress bars • Income envelopes to track money coming in SMART FILL SCHEDULES Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger. MOVE MONEY BETWEEN ENVELOPES Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps. SPLIT TRANSACTIONS Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart. SHARE YOUR BUDGET Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations. CUSTOMIZE YOUR ENVELOPES Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/