Fendu vs NextCheck

Most money apps tell you where your money went. Fendu helps you decide where your take-home pay is going before it leaves your account. Start with each paycheck. Allocate money to bills, credit cards, savings, checking accounts, and everyday spending before payday turns into guesswork. Fendu shows what is already spoken for, what still needs a plan, and what is actually safe to spend. Plan your paycheck before you spend it. Set your take-home pay, pay schedule, deposit accounts, and recurring bills. Fendu turns every paycheck into a clear allocation plan. Put bills on the right paycheck. Assign rent, subscriptions, loans, utilities, credit card payments, and other recurring bills to the paycheck that should cover them. Move a bill for one pay period when cash flow changes. Split income across accounts. Plan fixed deposits into checking, savings, or other accounts, then send the remainder where it belongs. Track actual spending against the plan. Log purchases, transfers, and refunds as they happen. Fendu updates your remaining amount so you can see whether the paycheck is still on track. See where every dollar is going. Flow view shows how each paycheck is allocated across bills, accounts, categories, and spending. Stay ahead without extra noise. Optional local notifications can remind you when payday arrives, when bills are coming up, or when most of a paycheck has already been used. Widgets and Live Activities keep your remaining balance close. Private by design. Your data stays on your device and syncs through your iCloud. No third-party finance server is required. Fendu is for anyone who thinks in paychecks: people replacing a budgeting spreadsheet, managing bills between paydays, or trying to stop wondering, "Can I actually spend this?" — FENDU PRO — Fendu is free to use with up to 1 checking account, 1 savings account, 1 credit card, and 2 recurring bills. Fendu Pro is an optional auto-renewing subscription that unlocks: • Unlimited recurring bills • Unlimited credit cards • Unlimited deposit accounts • Paycheck splits across more than two accounts • Income tracking (side gigs, extra income, refunds beyond the basics) • 7-day free trial on first subscription Pricing: • Monthly: $3.99 per month • Yearly: $29.99 per year (save 37%) Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fendu.app/privacy

Most budget apps assume your money arrives once a month. Your paycheck doesn't. NextCheck is built around your actual pay cycle. Every payday gets its own plan: which bills it covers, what's cleared, what's pending, and exactly what's left — so you always know where you stand before the next check arrives. PLAN EVERY PAYCHECK • See exactly which bills each paycheck needs to cover • Track every bill as unpaid, pending, or cleared • Split shared expenses evenly across both checks • Skip a bill for a cycle without deleting it • Add one-off deposits and see your true balance after everything lands STAY ON TOP OF BILLS • All your recurring bills in one list with due days and auto-pay flags • Seasonal bills (like lawn service) that only appear the months they're active • Tap to open your biller's payment site right from the app SEE THE BIGGER PICTURE (PRO) • Track every credit card: balances, charges, payments, and who spent what • Project your savings with automatic per-paycheck contributions • Trends: your whole year of bills at a glance, month by month PRIVATE BY DESIGN • No bank connections required — your accounts stay yours • Your data is never sold or shared, ever • Face ID app lock and full account deletion built in • Syncs securely between your iPhone and iPad Built and run by one developer who budgets this way too — not a big finance company. Also available on the web at nextcheck-78896.web.app — sign in with the same account and your bills are already there, live-synced both ways. NextCheck Pro unlocks credit cards, savings, and trends for $1.99/month or $14.99/year — a fraction of the $10–15 a month most budgeting apps charge. It's priced low on purpose: a tool you open every payday should be cheap enough to keep for good. The core paycheck planner is free, forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbeck22.github.io/NextCheck/privacy-policy.html