Comparison

Codalm vs Bloc Hub (Formerly GPay)

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Codalm

Features
Read full description

Codalm Bank-in-a-Box is a ready-to-deploy fintech neobank payment infrastructure built for growth, scalability, and revenue. It enables fintech founders, entrepreneurs, institutions, and investors to own and launch a fully functional digital banking company faster and easier โ€” without the long, expensive development process. Bank-in-a-Box is a complete, production-ready neo-banking platform that includes all core digital banking features in one unified system, allowing you to go to market in weeks instead of years.

About

Bloc Hub (Formerly GPay)

Features
Read full description

Bloc Hub puts your money in your pocket โ€” one app for transfers, bill payments, savings, and everyday banking. Send Money, Instantly Transfer to any Bloc Hub user, any Nigerian bank, or your saved beneficiaries in seconds. No queues, no waiting. Pay Bills in a Tap Top up airtime and data, pay electricity bills, and renew your Cable TV subscription โ€” all without leaving the app. Save Toward Your Goals Set money aside and watch your savings grow, right alongside your everyday wallet. Track Every Transaction See your balance, recent transfers, and full transaction history at a glance, with receipts you can share anytime. Built for Everyday Use Secure sign-in with BVN/NIN verification Real-time balance and commission tracking Saved beneficiaries for faster repeat transfers Clean, simple design that gets out of your way Whether you're sending money home, settling a bill before it's due, or building up your savings, Bloc Hub keeps your finances simple, fast, and secure. Download Bloc Hub today and take control of your money.

Screenshots

Codalm4 screens
Bloc Hub (Formerly GPay)3 screens

Verdict

The call

The clearest difference is update cadence: Bloc Hub (Formerly GPay) at monthly against Codalm's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Codalm ships an update every 3 months, Bloc Hub (Formerly GPay) monthly. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard1 real difference ยท 5 level
Codalm versus Bloc Hub (Formerly GPay): the parameters behind the verdict, then further details
ParameterCodalmBloc Hub (Formerly GPay)
PriceFreeFree
Update frequencyEvery 3 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 โ€” better15.5
Further details โ€” not scored
Size48 MB113 MB
Age rating17+4+
DeveloperCodalm Alliance LimitedBLOC MICROFINANCE BANK LIMITED

In-app purchases

None

Codalm

No in-app purchases

None

Bloc Hub (Formerly GPay)

No in-app purchases

Questions

Is Codalm free?
Codalm is free to download, with no in-app purchases.
Is Bloc Hub (Formerly GPay) free?
Bloc Hub (Formerly GPay) is free to download, with no in-app purchases.
Do Codalm or Bloc Hub (Formerly GPay) have ads?
Neither Codalm nor Bloc Hub (Formerly GPay) shows ads.
Which is updated more often, Codalm or Bloc Hub (Formerly GPay)?
Codalm ships an update every 3 months, and Bloc Hub (Formerly GPay) monthly. Most recently, Codalm was updated on November 5, 2026 and Bloc Hub (Formerly GPay) on November 10, 2026.

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