Comparison

WealthDesk vs Fixed Deposit Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WealthDesk

Features
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WealthDesk is a complete wealth management app for the Indian investor — track every asset, follow markets in real time and plan your financial future, with no login and no subscription required. YOUR WEALTH IN ONE VIEW Import your portfolio from an NSDL or CDSL CAS PDF — AI extracts every mutual fund, folio, stock and cost of acquisition in under 30 seconds. Add PPF, EPF, NPS, SSY, fixed deposits, bank accounts, real estate and physical gold. Your net worth updates live as markets move. The Wealth tab offers three views: Overview (net worth chart, composition, smart tips), Holdings (every asset grouped by category, with your Equity section split into My Mutual Funds, My Stocks and My SIPs — each with their own focused view), and Import (one-tap CAS import directly from your email). TODAY — YOUR DAILY FINANCIAL BRIEFING A personalised home screen that shows your net worth at a glance, today's portfolio move in rupees and percentage, live market indices, upcoming SIPs and portfolio drift alerts — all in one scrollable feed. RESEARCH TOOLS FOR SERIOUS INVESTORS Research is now question-led: each tool is framed as a question so you always know what you are looking for. - Find a Fund: filter Direct Growth mutual funds by category, CAGR, expense ratio and fund house. Sort by 1Y, 3Y, 5Y or 10Y returns with one-tap period chips. - Find a Stock: rank all Nifty 500 stocks by CAGR from 3M to 15Y. Filter by sector or index. - Fund Compare: analyse up to 3 mutual funds side by side — rolling returns, drawdown charts, SIP simulations. - MF Watchlist: custom watchlists with live NAV and star ratings. - Stock Watchlist & Alerts: track NSE stocks, global equities and crypto with 6 types of price alerts that fire even when the app is closed. - MF Virtual Portfolio: 20 model portfolios or build your own. Backtest with real NAV history or project forward. - Category Snapshot: rank every fund in a category by returns and drawdown. - Market Movers: top gainers, losers and 52-week extremes across Nifty indices. LIVE MARKETS — 60-SECOND AUTO-REFRESH - Global Pulse: live leaderboard across 18 global instruments with period returns from 1W to 5Y. - India: Nifty 50, Bank Nifty, Midcap 150 and 15 more indices with intraday charts, RSI, MACD, FII/DII flows. - Global: US, European and Asian indices, Semiconductors, DXY and VIX. - Currencies: live rates vs INR, charts from 1D to 5Y. - Commodities: Gold, Silver, Crude, Natural Gas and Copper in USD and INR. - Crypto: 20 coins with market cap, 24h volume and full chart history. HOME SCREEN WIDGETS Four widgets keep your finances visible without opening the app: Watchlist (live prices), Net Worth (today's change), Next SIP (upcoming amount and date) and UPI & Transactions (daily spend). Tapping any widget opens the relevant screen directly. PLANNING FOR EVERY LIFE STAGE - Financial Plan Journey: 9-step wizard that calculates your retirement corpus gap, recommends a monthly SIP and shows how long your money lasts in retirement. - Retirement Progress: dot-per-day trail of your actual corpus from age 21 to today, with a dashed projection through retirement. - Investor Profile: SEBI-aligned risk assessment yielding a target equity/debt/gold split with a live Target vs Actual comparison against your real portfolio. - UPI & Transactions Tracker: log expenses, track spend vs budget, view patterns and a home screen widget. - 3-Bucket Retirement Strategy, FIRE Calculator, Term Insurance Planner, NPS Exit Planner, Lifecycle Planner. - SIP, SWP, Goal, Loan and EMI planners. PRIVACY BY DESIGN No account. No subscription. CAS PDFs processed on a secure server, not stored. Portfolio data stays on your device. WealthDesk Connect for encrypted sharing with a nominee or advisor. Market data from public APIs. NOW ON MAC WealthDesk runs natively on Apple Silicon Macs — same app, same iCloud data, bigger screen.

About

Fixed Deposit Tracker

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Fixed Deposit Tracker is the simplest way to keep every bank fixed deposit (FD / term deposit) in one place — so you always know what you have, what it's worth, and when it matures. Hold deposits across multiple banks and currencies? Fixed Deposit Tracker gives you one clear picture of your savings and never lets a maturity date slip by. KEY FEATURES • Track unlimited deposits across banks and currencies • See principal, interest rate, maturity amount, and net return after tax • Maturity calendar — know exactly when each deposit matures • Smart reminders before a deposit matures, so you can renew or withdraw on time • Group deposits by bank for a clean overview • Supports simple and compound interest, periodic payouts, and renewals • Relationship manager details and notes for each deposit • Optional App Lock with Face ID / Touch ID • Beautiful light and dark mode PRIVATE BY DESIGN Fixed Deposit Tracker collects no data. Everything is stored locally on your device — no account, no sign-up, no tracking. FREE & PREMIUM Track up to 2 deposits for free. Get a 7-day free trial of Premium for unlimited deposits, available as a monthly or yearly subscription. SUBSCRIPTION DETAILS • Premium Monthly — $5.99/month • Premium Yearly — $39.99/year Prices may vary by region and are shown in the app before purchase. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://pinclave.com/fixed-deposit-tracker/privacy Terms of Use: https://pinclave.com/fixed-deposit-tracker/terms

Screenshots

WealthDesk4 screens
Fixed Deposit Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: WealthDesk at none against Fixed Deposit Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Fixed Deposit Tracker sells 2 in-app purchases, starting at $5.99 per month. WealthDesk asks for nothing beyond the download.

Scorecard1 real difference Ā· 5 level
WealthDesk versus Fixed Deposit Tracker: the parameters behind the verdict, then further details
ParameterWealthDeskFixed Deposit Tracker
PriceFreeFree
Update frequencyDaily—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size26 MB2 MB
Age rating4+4+
DeveloperKaustubh MhalasNeuraPBX LLC

In-app purchases

None

WealthDesk

No in-app purchases

2 purchases

Fixed Deposit Tracker

Subscriptions2
  • Premium Monthly$5.991 Month
  • Premium Yearly$39.991 Year

Questions

Is WealthDesk free?
WealthDesk is free to download, with no in-app purchases.
Is Fixed Deposit Tracker free?
Fixed Deposit Tracker is free to download, with in-app purchases available.
Do WealthDesk or Fixed Deposit Tracker have ads?
Neither WealthDesk nor Fixed Deposit Tracker shows ads.

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