Comparison

WealthDesk vs Fixed Deposit Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

WealthDesk

Features
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WealthDesk is a complete wealth app for the Indian investor β€” track every asset, follow markets and the news live and plan your future, with no login and no subscription. YOUR WEALTH IN ONE VIEW Import your portfolio from any CAS PDF β€” NSDL, CDSL, CAMS, KFintech or MF Central. Every mutual fund, folio and stock is read in under 30 seconds. Add your average buy price or NAV to see profit and loss. Add PPF, EPF, NPS, SSY, overseas pensions (401(k), SIPP, CPF), fixed deposits, real estate, and gold and silver at live MCX rates. Net worth and today's move update live, and a drift card flags when equity strays from your risk profile. TODAY β€” YOUR DAILY FINANCIAL BRIEFING Net worth, today's move, SIPs due this week, results from companies you own, top market headlines and IPOs with their grey market premium. MARKET NEWS Top headlines from Economic Times, Mint, Business Standard, CNBC-TV18, CNBC and Bloomberg, with repeat stories grouped. Follow 21 topics β€” India markets, results, IPOs, RBI & Fed, bond yields, oil, gold, crypto, AI, tariffs, the US–Iran and Russia–Ukraine wars β€” each with its live price. My stocks shows news on what you hold; search finds any headline. RESEARCH TOOLS FOR SERIOUS INVESTORS - Find a Fund: filter Direct Growth funds by category, CAGR, expense ratio, fund size and fund house. - Find a Stock: rank and screen Nifty 500 stocks by CAGR, P/E, risk and trend. - Fund Compare: up to 3 funds side by side β€” rolling returns, drawdowns, SIP simulations. - MF Watchlist: custom watchlists with live NAV and star ratings. - Stock Watchlist & Alerts: NSE stocks, global equities and crypto, with 6 types of price alerts that fire even when the app is closed. - MF Virtual Portfolio: 20 model portfolios or your own, backtested on real NAV history with 3Y/5Y returns and worst fall, or projected forward. - Category Snapshot: rank every fund in a category by returns and drawdown. - Results Calendar: upcoming quarterly results, with your stocks highlighted. - GIFT City: dollar FDs, US stocks and 21 IFSC funds explained for residents and NRIs, with a USD FD vs Indian FD calculator. LIVE MARKETS β€” 60-SECOND AUTO-REFRESH - Global Pulse: 18 global instruments with returns from 1W to 15Y. - India: Nifty 50, Bank Nifty, Midcap 150 and 15 more indices, intraday, India VIX, FII/DII flows day by day, FPI flows, and RSI, MACD, pivots and EMA 10/20/50/200. - Options Analysis: NSE option chains for Nifty, Bank Nifty and 20 F&O stocks β€” price range, put and call walls, max pain, PCR and IV. Plus what Nifty puts would cost to hedge your portfolio. - Global: US, European and Asian indices, DXY and VIX. - Currencies: live rates vs INR, charts from 1D to 5Y. - Commodities: Gold, Silver, Crude, Natural Gas and Copper in USD and INR. - Bonds: India, US, Europe and Asia-Pacific yields with the India–US spread. - Crypto: 20 coins with market cap and charts. HOME SCREEN WIDGETS Watchlist (live prices), Net Worth (today's change), Next SIP and UPI & Transactions (daily spend). PLANNING FOR EVERY LIFE STAGE - Financial Plan Journey: 9-step wizard for your retirement corpus gap, the SIP to close it and how long your money lasts. - Retirement Progress: a daily trail of your actual corpus, with a projection. - Investor Profile: SEBI-aligned risk assessment with a live Target vs Actual allocation. - UPI & Transactions Tracker: expenses vs budget, spending patterns and a widget. - Worth Abroad: what your future rupees buy in USD, EUR, GBP, CHF and more. - 3-Bucket Strategy, FIRE, Term Insurance, NPS Exit and Lifecycle planners. - Goals: label funds or link SIPs to Home, Retirement or Emergency Fund and see if each goal is on track. - SIP, SWP, Loan and EMI planners. PRIVACY BY DESIGN No account. No subscription. Your CAS PDF is read on your device and never uploaded. Portfolio data stays on your device and your iCloud. WealthDesk Connect shares encrypted with a nominee or advisor. NOW ON MAC Runs on Apple silicon Macs, with the same iCloud data.

About

Fixed Deposit Tracker

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Fixed Deposit Tracker is the simplest way to keep every bank fixed deposit (FD / term deposit) in one place β€” so you always know what you have, what it's worth, and when it matures. Hold deposits across multiple banks and currencies? Fixed Deposit Tracker gives you one clear picture of your savings and never lets a maturity date slip by. KEY FEATURES β€’ Track unlimited deposits across banks and currencies β€’ See principal, interest rate, maturity amount, and net return after tax β€’ Maturity calendar β€” know exactly when each deposit matures β€’ Smart reminders before a deposit matures, so you can renew or withdraw on time β€’ Group deposits by bank for a clean overview β€’ Supports simple and compound interest, periodic payouts, and renewals β€’ Relationship manager details and notes for each deposit β€’ Optional App Lock with Face ID / Touch ID β€’ Beautiful light and dark mode PRIVATE BY DESIGN Fixed Deposit Tracker collects no data. Everything is stored locally on your device β€” no account, no sign-up, no tracking. FREE & PREMIUM Track up to 2 deposits for free. Get a 7-day free trial of Premium for unlimited deposits, available as a monthly or yearly subscription. SUBSCRIPTION DETAILS β€’ Premium Monthly β€” $5.99/month β€’ Premium Yearly β€” $39.99/year Prices may vary by region and are shown in the app before purchase. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://pinclave.com/fixed-deposit-tracker/privacy Terms of Use: https://pinclave.com/fixed-deposit-tracker/terms

Screenshots

WealthDesk4 screens
Fixed Deposit Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: WealthDesk at none against Fixed Deposit Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Fixed Deposit Tracker sells 2 in-app purchases, starting at $5.99 per month. WealthDesk asks for nothing beyond the download.

Scorecard1 real difference Β· 5 level
WealthDesk versus Fixed Deposit Tracker: the parameters behind the verdict, then further details
ParameterWealthDeskFixed Deposit Tracker
PriceFreeFree
Update frequencyEvery 2 daysβ€”
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details β€” not scored
Size30 MB2 MB
Age rating4+4+
DeveloperKaustubh MhalasNeuraPBX LLC

In-app purchases

None

WealthDesk

No in-app purchases

2 purchases

Fixed Deposit Tracker

Subscriptions2
  • Premium Monthly$5.991 Month
  • Premium Yearly$39.991 Year

Questions

Is WealthDesk free?
WealthDesk is free to download, with no in-app purchases.
Is Fixed Deposit Tracker free?
Fixed Deposit Tracker is free to download, with in-app purchases available.
Do WealthDesk or Fixed Deposit Tracker have ads?
Neither WealthDesk nor Fixed Deposit Tracker shows ads.

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