Saudi Salary Calculator vs ATM Split

"Saudi Salary Calculator" is the most accurate financial app for employees in Saudi Arabia. Whether you work in the government sector (General Civil Service Scale, military, health, education) or the private sector, the app computes your salary, entitlements, and labor rights — fully aligned with the Saudi Labor Law, the Civil Service HR Regulation, GOSI, and the Public Pension Agency. Key Features: Salary Calculator: - Compute net and gross salary with high precision. - Private sector: 9.75% GOSI deduction. Government: 9% pension deduction. - Add allowances (housing, transport, others) to see your true take-home pay. - Monthly or annual breakdown for personal budget planning. Share Salary Details: - Generate a polished summary (basic, allowances, deductions, net) with one tap. - Share via WhatsApp, Messages, or any app. Public and Private Salary Scales: - Over 60 official Saudi government salary scales. - General Civil Service Scale (Rank 1-15), Military and Security, Doctors and Pharmacists, Engineers, Teachers, University Faculty, Judges, and more. - Full breakdown of every rank and step: annual increment, transport, pension deduction. - Automatic net salary calculation. - Save favorite scales for quick access. End-of-Service (Private and Government): - Toggle between sectors with separate calculations. - Private Sector: per Articles 84 and 85 of the Saudi Labor Law (half-month for first 5 years, full month after). - Government Sector: per Article 36 of the Civil Pension Law (14% of annual salary multiplied by years, or 10% for resignation). - Tier-based entitlement by reason (resignation, end of contract, termination). - Pension-eligibility note for civil servants with 25+ years of service. Overtime Calculator: - Toggle between sectors. - Private Sector: per Article 107 of the Saudi Labor Law (240 hours/month at 1.5x). - Government Sector: per the Civil Service HR Regulation (155 hours/month at 1.0x). - Regular and overtime hourly rates displayed. - Daily cap warning for the 50% government overtime limit. Payment Dates: - Track Salary (27th), Citizen Account (10th), Social Security (1st). - Automatic adjustment for Friday and Saturday weekends. - Day-by-day countdown for each payment. Home Screen and Lock Screen Widgets: - Track payment dates from your Home Screen. - See the countdown to your next payday from the Lock Screen — no unlock needed. - Multiple sizes including circular and rectangular Lock Screen widgets. Why choose "Saudi Salary Calculator"? - Full Hijri calendar support with Eastern Arabic numerals. - Privacy-First: runs entirely offline. No account, no data collection. - Modern UI with polished dark-mode design. - Bilingual Arabic and English UI with right-to-left support. - Formulas match official Saudi regulations. Disclaimer: this calculator is a guidance tool. The official figure depends on your payslip or the formal decision from your employer or the Public Pension Agency. Support: support@ratiby.com

ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one. Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute. What makes ATM Split different: - Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated. - Offline-first with multi-currency — track expenses in 57 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable. - Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens. - Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering. - 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic. - CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable. - No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting. - Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes. Built with SwiftUI and SwiftData for a native iOS experience. Built by Approve The Move — genuinely useful apps, always free, no subscriptions.