SubTracky vs Payly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubTracky
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Take control of your subscriptions with SubTracky. Track your recurring payments, manage your bills, and stay on top of your spending — all in one simple app. Are you paying for subscriptions you forgot about? SubTracky helps you track every subscription, understand your spending, and avoid unexpected charges. Stay organized, save money, and feel in control. Track all your subscriptions in one place, view your total monthly and yearly spending, and get reminders before billing dates. Add subscriptions quickly with a clean and minimal interface designed for simplicity. Understand your habits with smart insights. See how much you spend each month, identify unused services, and make better financial decisions. Upgrade to SubTracky Premium to unlock unlimited subscriptions, advanced spending insights, smart reminders, and premium themes. Your privacy matters. Your data stays on your device with no unnecessary tracking. PRIVACY FIRST Your data stays on your device. SubTracky does not sell or share your personal information. Start tracking your subscriptions today with SubTracky. Privacy Policy: https://nasuhemre.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Payly
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Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq
Screenshots
Verdict
The clearest difference is in-app purchases: Payly at none against SubTracky's 2. Payly also leads on iOS requirement (16.4 vs 26.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubTracky sells 2 in-app purchases, starting at $0.99 per month. Payly asks for nothing beyond the download.
| Parameter | SubTracky | Payly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.2 | 16.4 — better |
| Further details — not scored | ||
| Size | 7 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Nasuh Emre atessoy | Osian, Inc. |
In-app purchases
SubTracky
- Monthly$0.991 Month
- Yearly$9.991 Year
Payly
No in-app purchases









