Comparison

SplitHome vs Payly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SplitHome

Features
Read full description

Stop chasing roommates for money. SplitHome is the bill splitting app built specifically for shared households โ€” track bills, split fairly, and pay with one tap. HOW IT WORKS Create your household, share a join code with roommates, and add your bills. SplitHome splits everything fairly and lets everyone pay with one tap via Venmo, Cash App, or PayPal. BUILT FOR REAL HOUSEHOLDS - Split rent, utilities, internet, groceries, and more - Choose exactly who splits each bill โ€” not everyone pays for everything - One-tap payments via Venmo, Cash App, and PayPal - Mark bills as paid instantly - Recurring bills auto-generate every month - Unlimited roommates and bills, completely free YOUR HOUSEHOLD, YOUR RULES - Admin controls who can add and edit bills - Transfer admin role anytime - Join with a simple 6-character code - Per-bill member selection โ€” exclude roommates from bills they don't share - Set your preferred payment app once, use it everywhere SPLITHOME PRO โ€” $2.99/MONTH Upgrade for automated bill collection: - Automatic payment reminders sent 3 days and 1 day before bills are due - One-tap manual reminder button - Bill increase alerts when costs jump 10% or more - Shame Mode โ€” escalating emoji reminders for consistently late payers Any household member can subscribe, and Pro unlocks for the whole household. Free to download. Free to use for unlimited bills and roommates. Upgrade anytime.

About

Payly

Features
Read full description

Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link โ€” payly.me/yourname โ€” and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo ยท Cash App ยท PayPal ยท Wise ยท Revolut ยท Zelle ยท Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq

Screenshots

SplitHome4 screens
Payly4 screens

Verdict

The call

The clearest difference is in-app purchases: Payly at none against SplitHome's 1. SplitHome's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SplitHome sells 1 in-app purchase, starting at $2.99 per month. Payly asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
SplitHome versus Payly: the parameters behind the verdict, then further details
ParameterSplitHomePayly
PriceFreeFree
Update frequencyEvery 11 daysโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better16.4
Further details โ€” not scored
Size40 MB31 MB
Age rating4+4+
DeveloperConley MillerOsian, Inc.

In-app purchases

1 purchases

SplitHome

Subscriptions1
  • SplitHome Pro$2.991 Month
None

Payly

No in-app purchases

Questions

Is SplitHome free?
SplitHome is free to download, with in-app purchases available.
Is Payly free?
Payly is free to download, with no in-app purchases.
Do SplitHome or Payly have ads?
Neither SplitHome nor Payly shows ads.

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