Comparison

Tipster vs Payly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tipster

This app facilitates fast, cashless peer-to-peer tipping using secure QR code technology. Easily send or receive digital tips instantly by scanning QR codes and securely saving payment information for future transactions.

Highlights
  • Instant QR code tipping
  • Secure card storage
  • Transaction history
  • Bank-grade security
  • Phone-to-phone payments
Features
Read full description

Tipster – Fast, Cashless QR Tipping No loose change? No problem! Tipster is the ultimate cashless tipping app designed for the modern world. Whether you want to show appreciation to a service provider, support a local creator, or receive a tip yourself, Tipster makes peer-to-peer digital tipping as simple as a single scan. Never miss an opportunity to say thank you just because your wallet is empty. With Tipster, both the sender and the receiver can seamlessly exchange tips instantly using secure QR code technology. How Tipster Works: 1. Tap the QR Icon: Both users open Tipster and click the QR code icon at the bottom of the screen. 2. Scan & Send: One user displays their unique QR receiving code, and the other scans it. 3. Confirm the Amount: Enter the tip amount, hit send, and you’re done! The transfer happens instantly. Save Your Card, Tip Later in Seconds Tired of entering your credit card details every time you want to tip? Tipster lets you securely save your payment information. After your first setup, your card details are securely tokenized so you can send future tips with a single tap. It’s fast, convenient, and perfectly adapted for a fast-paced environment. Key Features: * Instant QR Code Tipping: Scan phone-to-phone for lightning-fast cashless payments. * Secure Card Storage: Save credit or debit cards to use for seamless future transactions. * Transaction History: Track all your sent and received tips directly within your personal dashboard. * Bank-Grade Security: Your financial safety is our top priority. All card details are fully encrypted and processed through industry-leading payment gateways. Download Tipster today and embrace the future of cashless tipping!

About

Payly

Features
Read full description

Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq

Screenshots

Tipster4 screens
Payly4 screens

Verdict

The call

Tipster and Payly are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Tipster versus Payly: the parameters behind the verdict, then further details
ParameterTipsterPayly
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size70 MB31 MB
Age rating4+4+
DeveloperAPP MAGIC Limited Liability CompanyOsian, Inc.

In-app purchases

None

Tipster

No in-app purchases

None

Payly

No in-app purchases

Questions

Is Tipster free?
Tipster is free to download, with no in-app purchases.
Is Payly free?
Payly is free to download, with no in-app purchases.
Do Tipster or Payly have ads?
Neither Tipster nor Payly shows ads.

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