Manilo vs SafeNook

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop wondering where your money goes. Start making every dollar count. SafeNook is a smart expense tracker, budget planner, and money manager designed to help you track income, control spending, and grow your savings with real-time analytics. EXPENSE TRACKING & BUDGET PLANNING SafeNook creates smart "pockets" for any account — salary, cash, cards, or savings. Your personal money manager always shows the full picture of your net worth. Control income and expenses by category, transfer funds instantly with a simple gesture, and convert currencies automatically. Smart pockets for income, wallet, and day-to-day expenses Drag & drop transfers between accounts in one motion Support for 25 world currencies with live conversion Complete transaction history with powerful filters Real-time balance updates across all accounts DEPOSIT TRACKING — REAL-TIME SAVINGS MONITOR Monitor your savings, emergency funds, and certificates of deposit (CDs) with a live interest counter that updates every second, showing exactly how much your money is earning right now. The built-in deposit calculator helps you project returns before you invest, factoring in both nominal and effective annual percentage yields (APY). Live passive income counter for savings and deposits Track multiple bank accounts and deposits in one hub High-yield savings calculator with monthly breakdowns Log history of top-ups and partial withdrawals ANALYTICS, BILLS & PAYMENT PLANNER Decode your spending habits with intuitive visual analytics. SafeNook turns raw transaction data into interactive charts, helping you cut unnecessary expenses and save faster. Plus, never miss a due date or suffer late fees again. Organize your subscriptions, student loans, credit cards, and recurring bills with smart reminders. Interactive spending charts by category & period comparisons Smart financial insights and savings rate calculator with tips Track bills by category with custom icons (subscription, credit, mandatory) Smart alerts for upcoming due dates & monthly calendar overview INSTANT TRANSACTIONS & MULTIPLE PROFILES Add income, log expenses, transfer between pockets, or convert currencies in seconds. Managing household finances or a side hustle? SafeNook supports separate, independent profiles — the perfect solution for isolating personal, family, or business budgets. Instant top-ups, one-tap expense logging, and custom exchange rates Separate profiles for family budgeting and side hustles ABSOLUTE PRIVACY & SECURITY Your data belongs to you. SafeNook operates offline, storing 100% of records locally on your device. We never transfer or store your financial history on external servers. 100% Offline: Your records never leave your device Top-Tier Safety: Protection from database leaks Zero Registration: Manage money with no email required 100% Ad-Free: Experience with zero data selling BUILT FOR YOUR CONVENIENCE Global support for 25 currencies, including USD, EUR, GBP, CAD, AUD Smart daily reminders adapted to your tracking habits Timely notifications for bill due dates and deposit payouts Flexible number, date, and time formatting options SAFENOOK PRO Unlimited pockets across all financial categories Unlocked analytics for any period — 3, 6, or 12 months Advanced smart financial recommendations Unlimited deposit tracking and recurring bill planning Monthly · 3 Months · 6 Months · Annual. Cancel anytime through App Store settings. WHO IS SAFENOOK FOR? Anyone looking for a clean, minimalist expense tracker that works People actively building an emergency fund, saving up, or tracking CDs Couples, roommates, and families wanting to maintain a clear household budget Freelancers and side-hustlers looking to isolate business expenses from personal ones Start using SafeNook today — track your income, optimize your spending, and grow your savings with absolute clarity and confidence! Questions or feedback? Reach out to us: support@safenook.app