Comparison

Manilo vs PiggySpy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Manilo

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

Highlights
  • Voice-activated expense logging
  • AI-powered transaction categorization
  • Receipt scanning and data extraction
  • Customizable monthly budgets
  • Multi-currency account support
  • Shared expense tracking
  • Web dashboard for detailed analysis
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PiggySpy

Features
Read full description

PiggySpy turns tracking your money into detective work — and it stays out of your way while doing it. ADD AN EXPENSE IN THREE TAPS A numeric keypad with a built-in calculator. Type 12+8, pick a category, done. SEE WHERE IT GOES A donut chart by category for any period: day, week, month, year or a custom range. Charts for spending over time, income against expenses and money flow. A REPORT THAT WATCHES THE MONTH A month-end forecast, a comparison with your typical month and your spending pace. Categories that stray from the usual stand out at once — and any category can carry a monthly limit. SAVINGS, KEPT SEPARATE Mark a category as savings — bonds or a deposit stop counting as spending and get their own place on the home screen, in the report and on the charts. SHARE AN ACCOUNT Run a household budget with someone else. Both of you see and add entries on the same account, using the same categories, so the totals always agree. Your other accounts stay private. BRING YOUR HISTORY WITH YOU Import a CSV from another app — PiggySpy proposes the column mapping and creates missing categories. Export back to CSV or paste straight into a spreadsheet. MADE FOR EVERY DAY Multiple accounts. Recurring payments added automatically. Face ID lock. Themes and colours you can adjust. Available in English, Polish, German, Spanish, French, Italian, Portuguese, Japanese and Chinese. YOUR DATA IS YOURS Everything lives on your device and in your private iCloud. There is no PiggySpy server, no account to create, no ads and no tracking. We cannot see your finances — nobody can. FREE, WITH AN OPTIONAL TIP Every feature above is free forever. If PiggySpy earns its keep, you can support it — supporters get an alternate app icon, True Black mode, extra themes and shared accounts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://github.com/sucre06/PiggySpy-assets/blob/main/privacy-policy.md

Screenshots

Manilo4 screens
PiggySpy4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 5 days against PiggySpy's fortnightly. Manilo also leads on device support (4 vs 1) and iOS requirement (15.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Manilo sells 4 in-app purchases, starting at $5.99 per month and PiggySpy sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Manilo ships an update every 5 days, PiggySpy fortnightly. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 6 level
Manilo versus PiggySpy: the parameters behind the verdict, then further details
ParameterManiloPiggySpy
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size144 MB7 MB
Age rating4+4+
DeveloperBorys HarholinskyiKrzysztof Drapinski

In-app purchases

4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year
5 purchases

PiggySpy

Subscriptions2
  • Field Agent$2.991 Month
  • Chief Inspector$19.991 Year
One-time3
  • Piggy Fuel$1.99
  • Piggy's Doughnut$5.99
  • Golden Badge$24.99

Questions

Is Manilo free?
Manilo is free to download, with in-app purchases available.
Is PiggySpy free?
PiggySpy is free to download, with in-app purchases available.
Do Manilo or PiggySpy have ads?
Neither Manilo nor PiggySpy shows ads.
Which is updated more often, Manilo or PiggySpy?
Manilo ships an update every 5 days, and PiggySpy fortnightly. Most recently, Manilo was updated on October 31, 2026 and PiggySpy on October 29, 2026.

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