Spendrift vs Expense Tracking

Log an expense by saying it out loud. Or let your bank's SMS do it for you. Spendrift is an expense tracker built around getting the transaction in fast because the reason budgeting apps fail is the typing, not the tracking. FOUR WAYS TO CAPTURE Voice Say "spent 400 on groceries with the card" and it's logged: amount, category, and account filled in for you. No forms, no dropdowns. Bank SMS, automatically Set up a Shortcuts automation once, and every bank alert your phone receives turns into a transaction on its own. You never open the app. Messages are redacted on device before anything is processed. Bank statement PDF Drop in a whole statement and get every row back as a transaction. Months of backlog cleared in one go. Receipt photo Point the camera at a receipt, or share one in from anywhere in iOS, and skip the typing entirely. THE TRACKER UNDERNEATH - Expenses and income across multiple accounts, with balances that reflect what you actually log - Month-by-month navigation and history grouped by day, so recent activity stays scannable - Categories and accounts you define, matching how you really spend - Analytics: category charts, daily spending, and weekday patterns PRIVATE BY DEFAULT Your data stays on your device. No account to create, no bank login, no connecting Spendrift to anything. The App Store privacy label says it plainly: this app collects no data. FREE AND PRO Everything above is free: manual entry, unlimited accounts and categories, charts, widgets, Shortcuts. Spendrift Pro unlocks the four AI capture methods: voice, bank SMS auto-import, PDF statement import, and receipt scan. Monthly or one-time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what you earn, spend, owe and receive. Expense Tracking is a personal and business expense tracker that brings income, expenses, bills, loans and ledgers together, with offline support and optional cloud backup and sync. Record your transactions as you go, keep personal and business finances separate, and turn your daily entries into useful insights. Personal income and expense tracker Keep everyday spending organized with an expense manager built around the records you add. • Log income and expenses, choose categories and add notes. • Find previous transactions with search and filters. • Review spending charts, compare periods and understand your habits. • Track household costs, daily purchases and other personal expenses. Business expense tracker Manage your business finances alongside your personal records. Track one or more businesses, each with its own transactions, balances and reports. • Record daily sales totals and operating expenses. • Add the cost of sales and follow unpaid or partially paid sales. • Review revenue, gross profit and net profit or loss. • Keep business activity separate from personal spending. Business ledger and balances Know what customers owe you and what you owe suppliers. Maintain individual balances, record payments and check outstanding amounts. Export ledger records and share balance statements as PDFs when you need to follow up. Loan tracker Keep track of money lent and borrowed. Set due dates, receive reminders and record partial or full repayments. See the remaining balance without searching through old notes or messages. Bill tracker and reminders Organize recurring bills and upcoming payments. Get a bill reminder before the due date, spot overdue bills and mark payments as completed while keeping a payment history. Access across devices, with offline support Start without creating an account, or sign in with your email for free cloud backup and sync across your devices. Add and view transactions without an internet connection. When signed in, offline changes sync when you reconnect. Cloud backup, sync and sharing updates with your team require internet access. Share your business with staff With optional Premium, invite employees to your business and choose what each person can view or change. Team members can record sales and expenses from their own phones. Activity history helps you see who added, changed or deleted a record. Export and share Export your data to PDF, CSV or Excel, and import transactions from spreadsheets. Share bill, loan and balance reminders through WhatsApp, email or other apps. Budgets and savings goals Use the budget planner to set weekly or monthly limits by category. Follow your progress and set savings goals based on the income and expenses you record. Make it your own • Choose from 60+ currencies and 17 languages. • Protect access with a PIN. • Switch between light and dark mode. Free features and Premium Expense Tracking is free to use with ads. Core features include personal tracking, Business Mode, ledgers, bills, loans, budgets and savings goals. Optional Premium removes ads and enables business sharing with staff. Premium is an auto-renewing subscription. Payment is charged to your Apple Account at purchase confirmation. Subscriptions renew unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Start with your next transaction and build a clearer picture of your personal and business finances. Privacy Policy: https://expensetracking.reflect-technology.ca/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/