Comparison

Safe Dividend Tracker vs Bills Copilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Safe Dividend Tracker

Features
Read full description

Safe Dividend Tracker helps dividend investors stay on top of their income — from tracking holdings and monitoring payout safety to visualizing monthly cash flow. PORTFOLIO MANAGEMENT • Add and manage dividend-paying stocks, ETFs, and funds • View your total portfolio value and annual income at a glance • Track cost basis, shares, and dividend yield per holding • Delete or update holdings anytime DIVIDEND CALENDAR • See upcoming dividend payment dates by month • Never miss an ex-dividend or payment date again • Visual calendar layout for easy planning INCOME REPORTS • Monthly and annual income breakdown by holding • See exactly how much each stock contributes to your income • Year-over-year comparison to track growth BROKERAGE SYNC • Connect your brokerage accounts for automatic portfolio sync • Supports major brokerages via secure SnapTrade integration • Keep your holdings up to date without manual entry OPTIONS TRACKER • Track covered calls and cash-secured puts • Monitor option premiums alongside dividend income ALERTS • Get notified about dividend changes, ex-dates, and portfolio events • Stay informed when dividend safety scores change DARK MODE • Full dark and light mode support • Easy on the eyes for late-night portfolio reviews Safe Dividend Tracker is designed for long-term income investors who want clarity, not complexity. Whether you're building a retirement income portfolio or tracking a few dividend stocks, this app keeps everything organized in one place. Your data is secure — accounts are protected with encrypted authentication and all brokerage connections use read-only access via SnapTrade, so your credentials are never stored. Subscription Options: Premium Plan ($7.99/month or $77/year) and Pro Plan ($11.99/month or $115/year). Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID Account Settings. Terms of Use: https://safedividendtracker.com/terms · Privacy Policy: https://safedividendtracker.com/privacy-policy

About

Bills Copilot

Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.

Highlights
  • Track unlimited bills
  • Customizable bill schedules
  • Optional payment reminders
  • Mark bills as paid
  • Payment history tracking
  • Calendar view
  • Spending statistics
Features
Read full description

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?

Screenshots

Safe Dividend Tracker4 screens
Bills Copilot4 screens

Verdict

The call

The clearest difference is in-app purchases: Bills Copilot at none against Safe Dividend Tracker's 4. Safe Dividend Tracker's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Safe Dividend Tracker sells 4 in-app purchases, starting at $7.99 per month. Bills Copilot asks for nothing beyond the download.

Scorecard3 real differences · 6 level
Safe Dividend Tracker versus Bills Copilot: the parameters behind the verdict, then further details
ParameterSafe Dividend TrackerBills Copilot
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size33 MB4 MB
Age rating4+4+
DeveloperNAGA VENKATA KRISHNA KISHORE PERIGabriel Sanchez

In-app purchases

4 purchases

Safe Dividend Tracker

Subscriptions4
  • Premium Monthly$7.991 Month
  • Pro$11.991 Month
  • Premium Annual$77.001 Year
Show 1 more
  • Pro Annual$114.991 Year
None

Bills Copilot

No in-app purchases

Questions

Is Safe Dividend Tracker free?
Safe Dividend Tracker is free to download, with in-app purchases available.
Is Bills Copilot free?
Bills Copilot is free to download, with no in-app purchases.
Do Safe Dividend Tracker or Bills Copilot have ads?
Neither Safe Dividend Tracker nor Bills Copilot shows ads.

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