Comparison

Expense Tracker vs Pip

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered financial assistant categorizes spending automatically and provides personalized insights through chat. Supports 32 languages for global usability.

Highlights
  • Voice-to-text expense logging
  • Smart receipt scanning
  • Automated categorization
  • AI financial insights chat
  • Multi-language support
  • Minimalist dashboard
Features
Read full description

Track expenses with BujitAI: speak, scan a receipt, or type an entry. See where your money goes with categories, budgets, spending charts and AI chat. The interface supports 32 languages. START FREE New users receive one-time allowances of 30 saved expenses, 10 voice or receipt AI captures, and 3 AI replies. No subscription is required to begin. Internet access is required to check and use the free allowance. Each saved expense counts, including itemized receipts, recurring expenses and Apple Pay entries. Deleting expenses or reinstalling does not reset usage. Once your 30 saves are used, Pro is required for more saves and AI requests. Using up an AI allowance requires Pro for more of that feature. YOUR RECORDS STAY AVAILABLE You can always view, edit, delete and export saved expenses. Expenses, budgets and receipt photos are stored on your device. AI content is sent for processing only after you give consent. BUJIT PRO Continue with unlimited saved expenses and up to 50 AI voice requests, 20 receipt scans and 100 AI chat requests per day. Choose monthly or annual billing. Prices and any eligible trial terms are shown before purchase. A lifetime option is available in Settings. Existing users who first downloaded before version 1.6.0 keep free manual tracking. Existing Pro and lifetime purchases remain valid. Restore Purchases is available in Settings. SUBSCRIPTION TERMS Payment is charged to your Apple Account when you confirm a purchase, or when an eligible free trial ends. Subscriptions automatically renew unless cancelled at least 24 hours before the current period ends. Renewal is charged within 24 hours before the end of that period. Manage or cancel in your App Store account settings. Any unused free trial portion is forfeited when you purchase a subscription. The free starter allowance itself does not begin a subscription. Privacy Policy: https://bujitai.com/privacy Terms of Use (EULA): https://bujitai.com/terms

About

Pip

Features
Read full description

Pip shows you what you can spend today, and every day until payday. Log in two taps, ask before you buy, and see where your money went. No bank connection needed. THE HORIZON One line from today to payday. It shows what is left each day, steps down on the days your bills are due, and tells you what you will have on payday at your usual pace. Drag along it to see any day. ASK BEFORE YOU BUY Wondering about a jacket, a trip or a dinner out? Ask Pip "Can I afford it?" and see the answer on your Horizon: what it does to each day until payday, and whether it fits. ONE PLACE TO LOG, ASK, SCAN OR SPEAK The Orb takes "coffee 4.50", a question, a photo of a receipt or your voice. Your usual purchases are one tap away. NOW, MONEY, ACTIVITY Now shows today's number and your Horizon. Money holds your plan, budgets, bills and goals. Activity shows every entry and where your money went by category. Tap any entry to see or change it. ONLY WHAT YOU NEED Budgets, bills, goals, subscriptions, shared costs, accounts and streaks are there when you want them and out of sight when you don't. Pip suggests one when it would help, once. LOG WITHOUT OPENING PIP Widgets on the Home and Lock Screen, a Live Activity, Control Center, Siri and Shortcuts. Set up Back Tap or the Action button for a saved expense, or a Wallet Transaction automation in Shortcuts; the information passed depends on iOS, and you confirm the amount. ASK ABOUT YOUR OWN SPENDING On-device answers use Apple Intelligence on supported devices and languages. An optional OpenAI connection uses your own API key and sends your question and relevant data to that service only when you allow it. ON IPHONE AND IPAD A sidebar and wide layouts on iPad. Optional iCloud sync keeps your devices together. YOUR DATA, YOUR CHOICE Your ledger is stored on your device. Optional iCloud sync uses your own iCloud account. Pip does not connect to your bank or ask for banking credentials. No ads. Works in any currency. ACCESS & PURCHASES Pip requires a paid plan. Choose an annual subscription or a one-time lifetime purchase. Prices are shown before you buy. Annual subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Questions? Contact pip@lyfty.agency. Privacy: https://usepip.cc/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Pip4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 2 days against Pip's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $2.99 per month and Pip sells 2 in-app purchases, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 days, Pip monthly. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard1 real difference ยท 7 level
Expense Tracker versus Pip: the parameters behind the verdict, then further details
ParameterExpense TrackerPip
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 days โ€” betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumโ€”
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS17.0 โ€” better18.0
Further details โ€” not scored
Size23 MB74 MB
Age rating4+4+
DeveloperAZ Digital Inc.Lyfty LTD

In-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • Monthly3 Days trial$2.991 Month
  • Yearly14 Days trial$24.991 Year
One-time1
  • Lifetime$99.99
2 purchases

Pip

Subscriptions1
  • Pip Premium โ€” Yearly$29.991 Year
One-time1
  • Pip Premium โ€” Lifetime$89.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Pip free?
Pip is free to download, with in-app purchases available.
Do Expense Tracker or Pip have ads?
Neither Expense Tracker nor Pip shows ads.
Which is updated more often, Expense Tracker or Pip?
Expense Tracker ships an update every 2 days, and Pip monthly. Most recently, Expense Tracker was updated on November 5, 2026 and Pip on November 10, 2026.

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