Tally.ai vs Heo

Tally is the fastest way to split any bill, scan a receipt, and get paid back — all without the group chat math. Snap a photo of your receipt and Tally reads every item. Assign dishes to the right people, add tip, and send payment requests directly to Venmo, Cash App, or Zelle. Done before the waiter comes back. TALLY IS GREAT FOR: — Roommates splitting rent, utilities, and groceries — Friend groups at restaurants and bars — Greek life treasurers managing house dues — Campus organizations tracking shared expenses — Run clubs, travel groups, and weekend trips HOW IT WORKS: 1. Scan or enter your receipt 2. Assign items to each person 3. Tally calculates everyone's share — including tax and tip 4. Request payment in one tap via Venmo, Cash App, or Zelle WHY TALLY: — Supports splitting equally, by item, or custom amounts — Sends itemized payment requests so no one questions the math — Works with the payment apps your friends already use Join thousands of people who've stopped doing bill math in the group chat.

All Your Money. Finally, One Number. Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets. Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes. WHY YOU’LL LOVE HEO LOG EXPENSES IN ONE TAP Add an expense with a single tap. Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them. EVERY CURRENCY, ONE TOTAL Track cash, bank accounts, cards, and e-wallets in any currency. Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math. SUBSCRIPTIONS MADE SIMPLE Adding recurring bills takes seconds. Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan. HANDS-FREE EXPENSE LOGGING (PRO) Capture expenses your way: * Type naturally, like “coffee 65k” * Speak it out loud * Scan a receipt Heo automatically extracts the amount, merchant, and category for you. BUDGETS THAT WARN YOU EARLY Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after. INSIGHTS YOU’LL ACTUALLY READ Simple charts help you understand: * Where your money goes * How much you earn * How your spending changes over time HOME SCREEN WIDGETS Log expenses directly from your home screen and keep your balances just a glance away. PRIVATE BY DEFAULT Your financial data stays yours. * Face ID and PIN protection * Start without creating an account * Connect an account later for backup and sync SPEAKS YOUR LANGUAGE Available in: English Tiếng Việt 简体中文 日本語 한국어 ไทย Bahasa Indonesia Money Is Stressful Enough. Heo makes expense tracking quick, clear, and genuinely pleasant to use. Spend less time tracking money. Spend more time enjoying it.