Envelope Lite vs Money Meow

Take control of your money with Envelope Lite - a simple, privacy-first budget tracker. Divide your income into different envelopes, log expenses in seconds, and see exactly where your money goes. Local-first - your financial data stays on your device. Ad-supported with consent controls. How it works: Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left. Key Features: - Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with color-coded progress bars. - Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds. - Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights. - Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card (Credit, Debit, Prepaid). - Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved. - Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown. - Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet. - Tags - Add freeform tags like store names or people for quick context on any transaction. - Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed. Privacy First: Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles. Designed for daily use: The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action. Perfect for: - Anyone starting their budgeting journey - People who prefer cash-based or envelope-style budgeting - Users who value privacy and want no cloud dependency - Southeast Asian markets with VND-optimised amount input

# Meet Money Meow: The Cutest Expense Tracker with Personality! Are you tired of dry, boring spreadsheets and complicated financial dashboards? Say hello to Money Meow, the personal finance app that turns budgeting into a delightful daily check-in. Watch your chosen cat companion react in real-time to your spending habits—celebrating your savings, sulking when you overspend, or playfully roasting your splurges! With a gorgeous design inspired by hand-crafted Japanese notebook aesthetics, keeping track of your cash, accounts, and net worth has never felt so therapeutic. # WHY YOU'LL LOVE MONEY MEOW • PERSONAL FINANCE WITH PERSONALITY Your mascot is more than just decoration. Your cat's mood shifts automatically based on your month-on-month spending. Keep your budget on track to keep your pet happy! Choose from distinct characters: - Mochi (Tabby): Your loyal, everyday companion (Free & default). - Miki (Calico Scottish Fold): The sharp-tongued queen of roasts who will judge your splurges. - Anko (Ragdoll): The warm, supportive "Mom Cat" who wants you to treat yourself occasionally. • BEAUTIFUL WASHI-PAPER AESTHETIC Experience a calm, hand-crafted "Japanese pigment meets washi paper" look. Enjoy warm cream backgrounds, elegant soft-black typography, delicate borders, and striking vermilion-red accents. It is designed to feel like a beautiful paper journal, not a cold banking tool. • TRACK EXPENSES & INCOME IN SECONDS Log expenses, income, or transfers between accounts with our lightning-fast, calculator-style entry screen. Customize and color-code your own categories to fit your lifestyle. • MONITOR YOUR TOTAL NET WORTH See your assets (cash, bank accounts, investments, savings) and liabilities (credit cards, loans, debts) clearly separated and easy to manage. Reorder your accounts to focus on what matters. • SMART MULTI-CURRENCY SUPPORT Expats, travelers, and global citizens rejoice! Assign unique currencies to individual accounts, set a preferred base currency, and let the app handle automatic conversions and seamless cross-currency transfers. • EXPLORE WITH FULL SAMPLE DATA Not sure how a personal ledger fits into your life? Start with our preloaded 3-year sample ledger to see beautiful, realistic trends, charts, and habits before you even enter your first transaction. Clear it and start fresh with a single tap! # MORE POWERFUL FEATURES: • Secure Cloud Backups: Protect your financial history (iCloud on iOS). • Import & Export: Bring your history in from other platforms or export data to CSV. • Gentle Daily Reminders: Friendly pet notifications to keep your ledger fresh. • Beautiful Reports & Trends: Interactive charts and hilarious "roast cards" showing your spending patterns. • Fully Localized: Tailored formatting and localized humor in 50 languages. Ditch the boring spreadsheets. Download Money Meow today, meet your cute budget companion, and start your mindful financial journey!