Envelope Lite vs Envello

Take control of your money with Envelope Lite - a simple, privacy-first budget tracker. Divide your income into different envelopes, log expenses in seconds, and see exactly where your money goes. Local-first - your financial data stays on your device. Ad-supported with consent controls. How it works: Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left. Key Features: - Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with color-coded progress bars. - Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds. - Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights. - Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card (Credit, Debit, Prepaid). - Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved. - Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown. - Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet. - Tags - Add freeform tags like store names or people for quick context on any transaction. - Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed. Privacy First: Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles. Designed for daily use: The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action. Perfect for: - Anyone starting their budgeting journey - People who prefer cash-based or envelope-style budgeting - Users who value privacy and want no cloud dependency - Southeast Asian markets with VND-optimised amount input

Budget with envelopes, not spreadsheets. Envello brings the cash-stuffing method to your phone. Split your money into envelopes, spend from them, and watch each one empty in real time — so you always know what is left before you overspend. KEY FEATURES • Cash-stuffing envelopes with a live "emptying" progress bar • One-tap spending — pick an envelope, enter the amount, done • Zero-spend day badges to keep your streak • Charts: donut breakdown, weekly/monthly trends, usage bars • History with search, date groups and top-spending ranking • CSV export & import — your data stays yours • Fill envelopes from your income — the cash-stuffing move itself • Move money between envelopes, and reconcile to your real balance • Automatic local backups (last 7 days) you can restore anytime No account. No bank connection. Your budget data stays on your device. Start your first envelope budget in under a minute. PRO (one-time $3.99, no subscription): unlimited envelopes, no ads, CSV & JSON export, 6-month trends. Free plan includes 12 envelopes.