Comparison

VMBanks vs Aset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VMBanks

A modern financial application for managing, spending, and growing your money. It offers virtual cards, digital assets, and flexible savings options all within a single platform.

Highlights
  • Money management
  • Spending tracking
  • Virtual cards
  • Digital assets
  • Flexible savings
Features
Read full description

VMBanks is a modern financial app designed to help you manage, spend, and grow your money with ease. From virtual cards to digital assets and flexible savings, everything you need is in one place.

About

Aset

Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.

Highlights
  • Manual net worth tracking
  • Private asset wallet
  • Multi-currency management
  • Financial trend visualization
  • FIRE progress tracking
  • Customizable asset cards
  • Privacy-focused design
Features
Read full description

Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/

Screenshots

VMBanks3 screens
Aset4 screens

Verdict

The call

The clearest difference is review sentiment: Aset at 100% against VMBanks's 0%. Aset also leads on rating (5.0 vs 3.7). VMBanks's advantage is in-app purchases (none vs 4) and ratings volume (3 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month. VMBanks asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Aset holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 0% of VMBanks's written reviews are positive against 100% of Aset's.

UpkeepUpdate frequency

VMBanks ships an update every 3 weeks, Aset fortnightly. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard6 real differences · 4 level
VMBanks versus Aset: the parameters behind the verdict, then further details
ParameterVMBanksAset
PriceFreeFree
Rating3.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size29 MB23 MB
Age rating4+4+
DeveloperVMSHELL INC健 周

Customer experience

VMBanks

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Aset

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

VMBanks

No in-app purchases

4 purchases

Aset

Subscriptions2
  • Monthly$1.991 Month
  • Yearly7 Days trial$9.991 Year
One-time2
  • Lifetime Access$6.99
  • Lifetime$29.99

Questions

Is VMBanks free?
VMBanks is free to download, with no in-app purchases.
Is Aset free?
Aset is free to download, with in-app purchases available.
Which has better reviews, VMBanks or Aset?
Aset is rated higher. VMBanks averages 3.7 out of 5 from 3 ratings, while Aset averages 5.0 from 1 ratings.
Do VMBanks or Aset have ads?
Neither VMBanks nor Aset shows ads.
Which is updated more often, VMBanks or Aset?
VMBanks ships an update every 3 weeks, and Aset fortnightly. Most recently, VMBanks was updated on October 24, 2026 and Aset on October 7, 2026.

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