Settl vs VThrive
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Settl
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Most split apps make shared money feel complicated. Settl is built to make it feel effortless. Settl combines three things most apps don't get right together: 1. Multi-currency settlement, built for how you actually pay 2. Settl AI for faster expense creation 3. Clean, minimal design that stays out of your way Whether it's roommates, trips, couples, events, or everyday friend spends, Settl helps you split clearly and settle quickly without awkward reminders โ now in USD, EUR, INR, GBP, and AED. Why Settl feels different: Multi-currency by design Split and settle in USD, EUR, INR, GBP, or AED. Mix currencies across trips and groups without the math headache. Settl AI built into the workflow Create expenses and groups faster from natural language. Less typing, fewer mistakes, quicker tracking. Minimal, calm interface No clutter, no heavy screens, no confusion. Just the information you need: who paid, who owes, and what's next. Real-time balance clarity Always know your net position across friends and groups with transparent calculations, in the currency that makes sense for you. Faster group coordination Invite with links, add members easily, and keep everyone aligned in one place. Reliable history and accountability Track expenses, settlements, and reminders with confidence. What you can do with Settl: - Create groups for home, travel, parties, and more - Add and split expenses fairly, in any supported currency - Track who owes and who should receive - Send nudges to settle pending amounts - Share invite links instantly - Keep a clean record of shared spending Settl Pro unlocks advanced power features: - Deep spending insights - Enhanced Settl AI experience - Full transaction history access - Unlimited reminder nudges - Priority support and early access If you want a split app that is multi-currency, AI-assisted, and beautifully minimal, Settl is built for you. Split smarter. Settle faster. Stay friends. Privacy Policy: https://www.termsfeed.com/live/6641d201-e224-4c27-8f61-1639c0373af9 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
VThrive
Easily track all your recurring subscription payments in one place. Get a clear overview of your total spending and receive weekly summaries to help you manage your finances effectively.
- Consolidated subscription view
- Weekly spending summaries
- Renewal date tracking
- Indian Rupee pricing
- AI-powered insights
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VThrive helps you see every subscription you're paying for, in one place. It's easy to lose track. The free trial that quietly converted. The annual plan buried in settings. The app you opened once and forgot. They add up, and most of us never see the full number. VThrive fixes that. You add what you're paying for, and VThrive shows you the total, every subscription side by side, and a clear weekly brief so you always know where your money is going. KEY FEATURES: - Your subscriptions: see everything you're paying for and what it adds up to each month - Weekly brief: a simple Sunday summary of your spending and what's worth a second look - Renewal awareness: keep track of what you're signed up for - Built for India: prices in rupees, made for how urban India actually spends You can't cancel what you can't see. VThrive helps you see it. Free to download. Growth plan available for the weekly brief and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: VThrive at daily against Settl's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Settl sells 3 in-app purchases, starting at $4.99 per month and VThrive sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Settl ships an update every 2 months, VThrive daily. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.
| Parameter | Settl | VThrive |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 2 months | Daily โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | โ | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details โ not scored | ||
| Size | 45 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Devanshu Ruhela | Clarvit Technologies Private Limited |
In-app purchases
Settl
- Settl Pro Monthly$4.991 Month
- Settl Pro Yearly$49.991 Year
- Settl Pro Lifetime$49.99
VThrive
- Growth Plan$0.991 Month









