Moneto vs Securo

Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it

Securo è il modo più semplice e privato di gestire i tuoi soldi. Registra una spesa in tre tocchi, imposta limiti mensili per categoria e guarda il tuo mese a colpo d'occhio: entrate, uscite, spese fisse, variabili e quelle annuali spalmate mese per mese. LA TUA PRIVACY, DAVVERO • Nessun account, nessuna registrazione • Tutti i dati restano sul dispositivo, in un database cifrato • Zero byte caricati in cloud, zero pubblicità, zero tracciamento IL TUO MESE A COLPO D'OCCHIO • Bilancio per mese, settimana o trimestre • Limiti di spesa con anelli di avanzamento e avvisi al 70% e 90% • Ripartizione delle spese: fisse, variabili, ammortizzate • Le bollette annuali diventano quote mensili, così nessun mese ti sorprende OBIETTIVI DI RISPARMIO • Crea un obiettivo (viaggio, fondo emergenze, quello che vuoi) • Securocalcola quanto mettere da parte ogni mese • A fine mese, il Wrapped: il recap del tuo mese e i risparmi da distribuire sugli obiettivi E POI • Guida interattiva al primo avvio con Penny, il salvadanaio di Securo • App in italiano e inglese, valuta configurabile • Blocco con PIN • Export CSV e JSON dei tuoi movimenti, quando vuoi Scarica Securo e riprenditi il controllo dei tuoi soldi... in privato.