Moneto vs Wallo

Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it

La maggior parte delle app per abbonamenti ti chiede un account, e in cambio raccoglie dati su come spendi. Wallo fa l'opposto: nessun account, nessun tracciamento, tutto resta sul tuo iPhone. Con Wallo puoi: Aggiungere un servizio in due tocchi, con icona e categoria riconosciute automaticamente Vedere quanto spendi ogni mese e ogni anno, diviso per categoria Consultare un calendario con tutti i rinnovi in arrivo Ricevere un promemoria prima di ogni rinnovo, così non ti fai mai sorprendere da un addebito Cambiare valuta in qualsiasi momento, con conversione automatica degli importi già inseriti Personalizzare l'icona dell'app con diverse varianti di colore Perché Wallo è diverso Le altre app di gestione abbonamenti spesso richiedono login, sincronizzano i tuoi dati su server esterni o li usano per pubblicità. Wallo funziona quasi interamente offline: l'unica connessione a internet serve per scaricare le icone ufficiali dei servizi che aggiungi. Se vuoi, puoi attivare la sincronizzazione privata con iCloud, sempre sotto il tuo controllo. Nessun abbonamento nascosto, nessuna sorpresa a fine mese: solo chiarezza su dove va davvero il tuo denaro.