Comparison

Kashiko vs Cashera

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kashiko

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Expense tracking for people who cross borders. 50+ currencies. Live exchange rates. Per transaction. Most expense apps assume you spend in one currency. Kashiko doesn't. Whether you're traveling through Tokyo, living in Lisbon, or splitting months between countries — Kashiko handles your spending in any currency, automatically converted to your home currency. No mental math. No spreadsheets. Log a coffee in yen, a hotel in euros, a flight in dollars. Kashiko tracks each transaction in its original currency and converts on the fly using live exchange rates. See where your money goes, at a glance. Open the app and instantly see your monthly spending, category breakdown, and recent transactions. No setup, no learning curve. Works offline. Spotty Wi-Fi in Bali? Log expenses anywhere. Kashiko syncs automatically when you're back online. Privacy, by design. No bank linking. No ads. No data selling. Your financial life stays on your phone. Go further with Kashiko Plus. - Daily spending charts - Spending pace tracking - Week-over-week comparisons - Top merchant analysis - 6-month trend lines $2.99/month or $20/year. 7-day free trial. Built for people who live across borders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kashiko.app/privacy/

About

Cashera

Effortlessly manage your finances by chatting with an AI. Log expenses, scan receipts, and gain smart insights to improve your spending habits. Track bills, debts, and split costs with friends.

Highlights
  • AI-powered expense logging via chat
  • Receipt scanning and automatic transaction entry
  • Smart spending insights and predictions
  • Bill splitting with friends
  • Debt and recurring bill tracking
  • Real-time budget alerts
  • Multi-currency and multi-wallet support
Features
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Cashera keeps your spending in order without spreadsheets or notebooks. Write or say what you spent, and it is recorded, categorised and added to your monthly picture in seconds. Record in seconds • Type a line such as “taxi 8, bread 1.20”. Both expenses are saved separately. • Hold the microphone and say it. • Photograph a receipt. Cashera reads the total, the shop and the category. • Add the Apple Pay shortcut once and every tap-to-pay is recorded with the amount, merchant and card. • Import a bank statement in CSV, Excel or PDF to bring in past months at once. Possible duplicates are marked before anything is saved. See the month before it ends • Budgets by category, with an alert at 80% and another when the limit is reached. • A payment calendar for rent, utilities, loans and subscriptions, with a reminder before each due date. • Cashera notices payments that repeat and offers to track them for you. • Savings goals with clear progress. • A short weekly summary every Sunday. Money between people • Debts and customer credit. Record who owes what and share a link the other person can open in any browser. • A gift ledger for weddings and family occasions: what you gave, what you received and from whom. • Shared groups for family, trips or a flat, with balances worked out for you. For small business Cashera Business adds company accounts, purchase and sales invoices, partner contributions and access for your accountant or staff. Your language, your currency Seven languages: Azerbaijani, English, Russian, Turkish, German, Uzbek and Kazakh. 37 currencies with daily exchange rates, including AZN, TRY, KZT, UZS and GEL. Privacy Lock the app with Face ID. Amounts are hidden in our analytics, and your data is never sold. Plans Recording expenses is unlimited on the free plan, which also includes budgets, debts, goals, the gift ledger, 10 AI questions a day and 5 receipt scans a month. Plus removes these limits and adds voice entry, multi-currency, loan tracking, forecasts and export. New accounts get 14 days of Plus with no card required. Business is a separate plan for companies. Cashera keeps records of money you already have. It is not a bank, does not lend money and does not offer credit. Terms of Use: https://cashera.app/terms Privacy Policy: https://cashera.app/privacy

Screenshots

Kashiko4 screens
Cashera4 screens

Verdict

The call

The clearest difference is in-app purchases: Cashera at none against Kashiko's 2. Cashera also leads on update cadence (daily vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kashiko sells 2 in-app purchases, starting at $1.99 per month. Cashera asks for nothing beyond the download.

UpkeepUpdate frequency

Kashiko ships an update weekly, Cashera daily. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Kashiko versus Cashera: the parameters behind the verdict, then further details
ParameterKashikoCashera
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size43 MB45 MB
Age rating4+4+
DeveloperAndrii SemenovProTech Solutions Group MMC

In-app purchases

2 purchases

Kashiko

Subscriptions2
  • Kashiko Plus Monthly7 Days trial$1.991 Month
  • Kashiko Plus Yearly7 Days trial$19.991 Year
None

Cashera

No in-app purchases

Questions

Is Kashiko free?
Kashiko is free to download, with in-app purchases available.
Is Cashera free?
Cashera is free to download, with no in-app purchases.
Do Kashiko or Cashera have ads?
Neither Kashiko nor Cashera shows ads.
Which is updated more often, Kashiko or Cashera?
Kashiko ships an update weekly, and Cashera daily. Most recently, Kashiko was updated on October 24, 2026 and Cashera on October 28, 2026.

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