FlashBill vs Erven

FlashBill is your personal finance tracker: fast to use, clear to read, and it never connects to your bank. RECORD IN SECONDS Log income or an expense in a few taps. From your phone's home screen you can record a transaction without even opening the app. YOUR ACCOUNTS AND CARDS Cash, debit and credit cards with their statement and payment dates. Transfers between accounts, installment purchases and recurring transactions that generate themselves. MY LOANS Keep track of who owes you and who you owe, with partial payments and a balance that is always up to date. If the other person also uses FlashBill you can link up, and every transaction shows in both apps without anyone having to send a reminder. RECEIPTS AND MULTIPLE CURRENCIES Attach a photo of the receipt to a transaction and work with more than one currency, with its exchange rate. REPORTS YOU ACTUALLY UNDERSTAND Charts by category, by account and by period, so you can see where the money goes without reading a spreadsheet. YOUR MONEY STAYS HERE FlashBill never connects to your bank and never asks for banking credentials. Your transactions travel end-to-end encrypted: not even we can read them. And the little that does leave your phone — crash reports and usage statistics — is spelled out on the welcome screen, with its switch in plain sight so you can turn it off whenever you want. FREE AND PREMIUM Free: two devices and everything essential to keep your accounts. Premium: up to 20 accounts and cards, up to 100 custom categories, photos on your transactions, up to 5 simultaneous devices, the complete "My Loans" section, shared finances and priority support. Spanish, English and Portuguese. Light and dark mode.

Erven gives you a clear view of your finances: accounts, cards, debts, budgets, and goals—all in a record you manage yourself, without connecting to your bank or sharing passwords with anyone. ACCOUNTS, CARDS, AND CREDIT LIMITS Track your cash accounts, bank accounts, and credit cards. See at a glance your total available balance, the balance in each account, and the remaining credit limit on each card. OBLIGATIONS AND FIXED PAYMENTS Rent, utilities, subscriptions, loan installments: log your fixed payments, and Erven notifies you when they are due, how much you’ve paid, and the remaining balance. If you miss a due date, it keeps reminding you until the payment is up to date. DEBTS AND PERSONAL LOANS Keep track of what you are owed and what you owe to family or friends, including simple or compound interest if applicable. Erven doesn't lend or collect money; it’s simply your clear financial ledger, turned into an app. REPORTS AND PROJECTIONS View expenses by category, compare months, and see a projection of how the month will end based on your income and fixed commitments. GOALS AND BUDGETS Set savings targets and track your progress. Establish spending limits by category and receive alerts as you approach them. SHARED EXPENSES Split expenses with family, a partner, or housemates within a group; everyone sees their share clearly, avoiding confusion. AI RECEIPT SCANNING (OPTIONAL) Snap a photo of a receipt, and the AI ​​extracts the merchant, amount, and date for you. It’s optional—you can always enter everything manually. YOUR DATA, UNDER YOUR CONTROL Erven does not connect to your bank, nor does it move or hold your actual money; everything you see is based on the records you enter yourself. Your data is transmitted in encrypted form, your password is never stored in plain text, and you can delete your account and data at any time directly from the app. SUBSCRIPTIONS Erven offers two auto-renewing monthly subscriptions: - Explorer: US$4.99/month - Queen: US$9.99/month Payment is charged to your iTunes account upon purchase confirmation. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; you can cancel it at any time via your App Store account settings. The final price may vary by region, as shown in the App Store at the time of purchase. Terms of Use: https://erven.oithink.tech/legal/terms Service Agreement: https://erven.oithink.tech/legal/agreement End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://erven.oithink.tech/legal/privacy