Comparison

Split Pay vs TetherFree

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Pay

Effortlessly split bills and track reimbursements by scanning receipts or manually entering items. Assign costs, calculate taxes and tips, and generate payment details for popular apps. Enjoy private, local-first bill splitting without account creation or subscriptions.

Highlights
  • Receipt scanning with item assignment
  • Manual bill splitting
  • Fair split of shared dishes
  • Proportional tax, tip, and discount application
  • Generate payment details for Venmo, Cash App, PayPal, Zelle
  • Instant total sharing
Features
Read full description

Split Pay: Get Paid Back helps you scan a receipt, assign every item, and send reimbursement details fast without doing the math yourself. Full receipt scanning requires iOS 26.0 or later and a compatible Apple Intelligence iPhone, including iPhone 15 Pro, iPhone 15 Pro Max, and iPhone 16 models or later. On other supported devices, you can still split bills manually. Use Split Pay to: - Scan a receipt and pull in line items - Add people and assign items in a tap - Split shared dishes fairly - Apply tax, tip, extra charges, and discounts proportionally - Generate share-ready payment details for Venmo, Cash App, PayPal, and Zelle - Copy or share each person’s total instantly Why people use Split Pay: - No account creation required - No subscription or in-app purchase required - Private, local-first bill splitting - Fast manual fallback when scanning is unavailable - Built for real group dinners, takeout, trips, and any

About

TetherFree

Features
Read full description

A private shared budget for couples who manage money together — without giving up their financial privacy. Connect your bank once and transactions arrive on their own, sorted into your budget. BUDGET TOGETHER • Shared budgets, bills, and savings goals for your household • Each adult keeps a private view of their own money — share what you choose • Split bills and see who's contributed STAY ON TOP OF EVERY DOLLAR • Bank sync: transactions import automatically (Plaid-secured; we never see your login) • Monthly category budgets with clear progress • Debt payoff plans — snowball or avalanche — with a real payoff date • Track recurring bills with due-date reminders PRIVATE BY DESIGN • No ads. No tracking. Your data is never sold — ever. • We collect only what the features need, nothing more. • Delete your account and all data anytime from Settings TetherFree Family ($5.99/mo or $59.99/yr, up to 5 members) and Family Plus ($11.99/mo or $119.99/yr, up to 10) unlock family sharing and bank sync. Every plan starts with 1 month free, and your founding price is locked while you stay subscribed. Track and budget solo, free. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the period. Manage in Settings → Apple ID → Subscriptions. Privacy Policy: https://apeironlabs.app/privacy-tetherfree Support: https://apeironlabs.app/support-tetherfree

Screenshots

Split Pay4 screens
TetherFree4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Pay at none against TetherFree's 2. TetherFree's advantage is iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TetherFree sells 2 in-app purchases, starting at $4.99 per month. Split Pay asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Split Pay versus TetherFree: the parameters behind the verdict, then further details
ParameterSplit PayTetherFree
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Every 4 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS26.017.0 — better
Further details — not scored
Size2 MB22 MB
Age rating4+4+
DeveloperBrian KimApeiron Labs LLC

In-app purchases

None

Split Pay

No in-app purchases

2 purchases

TetherFree

Subscriptions2
  • Basic5$4.991 Month
  • Premium10$9.991 Month

Questions

Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Is TetherFree free?
TetherFree is free to download, with in-app purchases available.
Do Split Pay or TetherFree have ads?
Neither Split Pay nor TetherFree shows ads.

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