WealthPulse vs Laicai 来财

WealthPulse is a private, on-device net worth tracker. See all your assets in one place — stocks, ETFs, funds, and cash across multiple currencies and markets — without creating an account or sending your portfolio to anyone's server. WHY WEALTHPULSE • Everything on your device. Your portfolio is stored locally with Apple's SwiftData. No account, no cloud database, no tracking SDKs. • Multi-currency, multi-market. Track assets in USD, SGD, CNY, HKD and more. US, Hong Kong, China A-share and Singapore tickers with automatic daily price updates. • Your net worth, one number. Live exchange rates convert everything into your base currency of choice. FEATURES • Automatic daily snapshots — your net worth history builds itself • Net worth trend chart with interactive scrubbing • Allocation breakdowns: by asset type, currency, and market region • Compare: see exactly which assets drove your net worth change over 7/30/90/365 days • Markdown export — share your asset list to any app through the iOS share sheet • Home screen widget with your net worth at a glance • Face ID / Touch ID lock, one-tap value hiding, and automatic privacy blur in the app switcher • English and Simplified Chinese PRIVACY FIRST WealthPulse makes only two kinds of network requests: exchange rates and market prices. Both send only currency codes and ticker symbols — never your holdings, amounts, or identity. Read the full privacy policy at cooperxuyuan.github.io/wealthpulse-site/privacy.html

Laicai keeps your whole financial picture in one ledger: investments across markets, cash, savings, debts and everyday spending — then lets Laicai AI answer questions from your own real data. No ads, no community, no stock tips. ALL YOUR WEALTH IN ONE PLACE Record China A-shares, Hong Kong stocks, US stocks, funds and precious metals side by side. Prices update by market and everything converts to CNY. Cash, credit cards and brokerage accounts are grouped so net worth, total assets and total liabilities are clear at a glance. RETURNS, UPDATED DAILY • Profit calendar: one cell per day, see your daily gains and losses • Return analysis: money-weighted return, cumulative curve, realized and unrealized P&L, P&L ranking • Allocation: asset distribution by market value and weight BUDGETS THAT HOLD Monthly income and spending, custom categories, monthly and per-category budgets with used and remaining amounts. Import Alipay and WeChat bills; duplicates are skipped and every mapping can be reviewed. RECORD IN SECONDS Hold "Add" and speak, or snap a trade confirmation, receipt or payment screen. AI turns it into a draft you check before it is saved. AUTOMATIC RECORDS • Fund auto-investment plans recorded on schedule • Recurring entries for rent, repayments and salary • A-share cash dividends and bonus shares synced automatically LAICAI AI Ask about your real holdings, accounts, trades and spending, by text or voice. The Premium deep engine brings cross-market data and professional finance skills into multi-step analysis of your own portfolio. PEACE OF MIND • Sign in with Apple, WeChat, phone code or email • Dark and light themes, Chinese and English interface, privacy mask to hide amounts • Export your data any time; delete your account in More → Delete account PLANS Recording and analysis are free forever; new users get a 7-day trial of Standard. • Free: asset and spending records, wallets, budgets, profit calendar and statistics • Standard: everything in Free, plus voice and screenshot entry, Alipay and WeChat bill import, auto-investment plans, recurring entries and Laicai AI basics • Premium: everything in Standard, plus the Laicai AI deep engine, high-quality cross-market data and in-depth analysis Prices are shown on the subscription page. Subscriptions renew monthly and are charged to your Apple Account. They renew at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple Account → Subscriptions. Terms of Use: https://laicai.tianxinbale.com/user-agreement Privacy Policy: https://laicai.tianxinbale.com/privacy Content from Laicai AI and the deep engine is AI-generated, for reference only, and is not investment advice.