PanaHom vs Spending Tracker

Sharing a house should not mean arguing about money. PanaHom keeps rent, utility bills, and everyday shared costs straight for everyone under one roof - tenants, housemates, and landlords alike. SPLIT EXPENSES WITHOUT THE MATH - Split any bill equally, by percentage, or by custom amounts - Automatic debt simplification - fewest possible transfers to settle up - See exactly who owes whom, updated the moment anything changes - Add guest members for friends who are not on the lease RENT, HANDLED - Monthly rent generated automatically - no one has to remember - Upload a payment receipt; your landlord verifies it in the app - Deposit tracking with per-tenant breakdown - Bill reminders before the due date, not after FOR LANDLORDS - Manage multiple properties and tenants from one dashboard - Live collection status - paid, pending, overdue at a glance - Post announcements to the house feed - Receive and track maintenance requests BUILT FOR SHARED HOUSING - Group chat for every property - no more scattered message threads - Push notifications for payments, bills, and announcements - Friend groups for splitting costs outside your lease SPEAKS YOUR LANGUAGE Fully available in English, 한국어, हिन्दी, नेपाली, বাংলা, and اردو - so every housemate reads the same numbers in their own language. Designed for international house-shares in Korea and anywhere people split a home. WHY PANAHOM Most apps do one half of this. Expense splitters ignore rent. Landlord tools ignore housemates. PanaHom does both, in six languages, in one app. Free to use. Get started in under a minute - create a property or join one with an invite code.

Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com