Comparison

Net Worth Tracker vs Rilio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

About

Rilio

Features
Read full description

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

Screenshots

Net Worth Tracker4 screens
Rilio4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 days against Rilio's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month and Rilio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 days, Rilio every 3 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Net Worth Tracker versus Rilio: the parameters behind the verdict, then further details
ParameterNet Worth TrackerRilio
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.617.0 — better
Further details — not scored
Size18 MB83 MB
Age rating4+4+
DeveloperAmandeep Singh ChhatwalRaja Niketh Reddy Nallapareddy

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year
2 purchases

Rilio

Subscriptions2
  • Rilio Pro Monthly7 Days trial$4.991 Month
  • Rilio Pro Yearly7 Days trial$44.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Rilio free?
Rilio is free to download, with in-app purchases available.
Do Net Worth Tracker or Rilio have ads?
Neither Net Worth Tracker nor Rilio shows ads.
Which is updated more often, Net Worth Tracker or Rilio?
Net Worth Tracker ships an update every 2 days, and Rilio every 3 weeks. Most recently, Net Worth Tracker was updated on October 10, 2026 and Rilio on October 24, 2026.

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