AI Expense Tracker vs Kentrove
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
AI Expense Tracker
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Ginti is an AI-powered expense tracker that makes logging transactions as fast as pasting a text message. No spreadsheets, no manual typing, no data entry. Copy a bank SMS, payment receipt, or credit card alert. Paste it into Ginti. AI extracts the amount, merchant, category, and currency โ instantly. ================================ SMART PASTE ================================ - Paste any bank SMS, credit card alert, or payment notification - Works with Chase, Amex, Venmo, PayPal, Apple Pay, Google Pay, and hundreds more - AI-powered parsing extracts amount, merchant, and category automatically - 30+ currencies supported โ USD, EUR, GBP, INR, and more - Spam, OTPs, and promotions are filtered out automatically ================================ SMART BUDGETS ================================ - Set a monthly budget and Ginti does the math for you - Live daily target updates with every transaction - See if you're ahead, on pace, or tightening up - Per-category budgets with over-allocation warnings - Automatic month rollover โ no manual reset needed ================================ CLEAR INSIGHTS ================================ - Cumulative spending charts and category breakdowns - Month-over-month comparisons - Spending velocity tracked against your budget pace - Budget leakage alerts for overspent categories ================================ GENTLE REMINDERS ================================ - Start of Day โ review yesterday's transactions - End of Day โ catch up on today's spending before bed - Pick your own time for each reminder - Write your own message, or let Ginti rotate friendly defaults ================================ PRIVACY FIRST ================================ - Account numbers, card numbers, and phone numbers are masked before any AI processing - No access to your SMS, inbox, contacts, or clipboard history - Sign in with Apple โ minimal data shared - Your data stays yours โ delete your account anytime ================================ ALSO INCLUDED ================================ - Dark and light themes that match your system - Set up in under a minute ================================ HOW IT WORKS ================================ 1. Sign in with Apple or Google 2. Copy any bank SMS, alert, or receipt 3. Paste into Ginti โ AI extracts the details 4. Review, approve, and track โ all in one place ================================ GINTI PREMIUM ================================ Unlock full access to Ginti with a Premium subscription. Every new account gets a 21-day free trial of Ginti Premium โ no payment, no credit card, and no subscription required to start. Enjoy full premium access during the trial. When the trial ends, you can choose a plan to continue. Available plans (auto-renewing) after the trial: - Weekly โ $2.49 / week - Monthly โ $6.99 / month - 3-Month โ $17.99 / 3 months - Annual โ $49.99 / year (best value) Payment will be charged to your Apple ID only if you choose to subscribe. Subscriptions automatically renew at the price shown at the time of purchase unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in Settings โ Apple ID โ Subscriptions on your device. ================================ LEGAL ================================ Privacy Policy: https://ginti.app/privacy Terms of Use (EULA): https://ginti.app/terms ================================ SUPPORT ================================ Email: hello@ginti.app Support: https://ginti.app/support Stop tracking expenses manually. Let Ginti handle it.
Kentrove
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Kentrove is a private, local-first expense tracker that helps you take control of your money without giving up your data. Transactions, budgets and receipts are stored locally on your device. There's no account to create, no password to remember, and no server holding your financial life. When you want a safety net, optional iCloud Backup keeps an encrypted copy in your own iCloud account โ invisible to us, accessible only to you. โ WHY KENTROVE โ โข No sign-in. Open the app and start tracking. Ever. โข Local-first. Your data lives on your device in an encrypted database, not on our servers. โข Your cloud, your control. Backups go to your own iCloud account using Apple's encrypted CloudDocuments service. โข No subscription required for core tracking. โข Built for the way real people manage money โ not for spreadsheet enthusiasts. โ WHAT YOU CAN DO โ โข TRANSACTIONS โ Add income and expenses in seconds. Attach a receipt photo. Categorize at a glance. โข ACCOUNTS โ Track bank accounts, cards, wallets, and cash in one place. Get a clear picture of where your money actually is. โข BUDGETS โ Set monthly or custom budgets per category. See exactly how much room you have left before payday. โข EMIs & LOANS โ Track every EMI, due date, and remaining principal. Never miss a payment. โข GOALS โ Save for what matters. Set a target, contribute regularly, watch progress build. โข ATTACHMENTS โ Snap a photo of any receipt, bill, or document and attach it to the transaction. All stored locally on your device. โข VOICE ASSISTANCE โ Optional voice commands and Siri shortcuts help you record entries and open reports. Voice permissions and access to financial answers are under your control in Settings. โข INSIGHTS โ Clear charts and breakdowns by category, month, and account. Spot patterns. Understand habits. โข CLOUD BACKUP โ Optional, one-tap iCloud Backup. Switch devices, recover from a reset, restore in one tap. Your backup lives in your own iCloud โ we never see it. โ PRIVACY YOU CAN ACTUALLY VERIFY โ Kentrove does not store your financial records on its own servers. Optional encrypted backups go to your own iCloud account. Voice recognition prefers on-device processing where supported; Apple's speech service may process audio otherwise. Sharing diagnostics and analytics is optional and can be changed in Settings. When enabled, Firebase Analytics and Crashlytics process usage, device and crash information, including SDK identifiers. Financial entries and voice transcripts are not sent to Firebase. iOS ads are non-personalized; advertising SDKs may still process device, advertising and diagnostic information. See our privacy policy for details. โ SUPPORT โ Questions, feedback, or feature requests? Reach us at support@kentrove.com or visit kentrove.com.
Screenshots
Verdict
The clearest difference is in-app purchases: Kentrove at none against AI Expense Tracker's 4. Kentrove also leads on update cadence (every 3 days vs fortnightly). AI Expense Tracker's advantage is ads (none vs shown) and device support (3 vs 1). On price and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. AI Expense Tracker sells 4 in-app purchases, starting at $2.49 per 7 days. Kentrove asks for nothing beyond the download.
AI Expense Tracker ships an update fortnightly, Kentrove every 3 days. Both last shipped on October 31, 2026.
| Parameter | AI Expense Tracker | Kentrove |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 3 days โ better |
| Ads | No โ better | Yes |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.1 โ better | 16.0 |
| Further details โ not scored | ||
| Size | 50 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Sri Sadguru Software Solutions LLP | Sahithi Majji |
In-app purchases
AI Expense Tracker
- Ginti Weekly$2.497 Days
- Ginti Monthly$6.991 Month
- Ginti Quarterly$17.993 Months
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- Ginti Yearly$49.991 Year
Kentrove
No in-app purchases









