Comparison

Centico AI vs Subscriptions Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centico AI

Features
Read full description

Centico AI is a Finance Strategic Planning and wealth management app that makes it possible to truly talk with your money. Forget digging through fragmented spreadsheets or static lists. Centico AI transforms your financial history into an interactive advisor. Query your net worth directly: get instant, context-aware answers regarding your burn rate, investment performance, or progress toward specific multi-year goals. By merging advanced AI with your personal financial context, we eliminate the anxiety of the unknown and replace it with a clear, actionable roadmap for your capital. Centico AI is built for the "DIY control enthusiast" who demands professional-grade precision without the administrative burden of manual tracking. CORE CAPABILITIES: TOTAL AUTOMATION - A single interface for your entire portfolio. Connect popular cryptocurrency platforms. Connect your banks. Seamlessly manage fiat accounts and cryptocurrency assets. Track liquidity across exchanges, wallets, and traditional banks in one tap. - Natural Language Ledger: Eliminate complex forms. Log expenses, income, or transfers using natural language. Centico AI interprets your intent, extracts the data, and files it correctly in seconds. - Strategic Debt & Asset Management: Monitor the full lifecycle of loans, deposits, and installments. See exactly how liabilities affect your real-time net worth. - Multi-Currency & FX Integration: Real-time exchange rate handling for global investors and digital nomads. Manage your wealth in any currency without manual calculations. - Proactive AI Insights: Instead of static charts, get AI-generated summaries explaining the "why" behind your financial trends and behavioral patterns. HYPER-PERSONALIZATION & CONTEXT - Every financial journey is unique. Centico AI adapts to your specific life situation rather than forcing you into a generic template. - Contextual Intelligence: The AI understands the purpose behind your spending. It recognizes that a transaction in June is part of your specific vacation plan, adjusting its advice based on the life you are actually living. - Proactive Partnering: Centico AI reaches out when it detects significant shifts in your habits or changes in recurring costs. It functions as a professional navigator that keeps you aligned with your long-term goals. STRATEGIC FORECASTING - The most valuable question in finance is: "Where will I be tomorrow?" Centico AI’s predictive engine calculates your future with mathematical certainty. - Trajectory Mapping: Projects your exact balance months or years into the future based on current income, commitments, and spending velocity. - Scenario Modeling: Test financial decisions before you make them. Visualize how a major purchase today will impact your wealth 7 months and 13 days from now. UNCOMPROMISING SECURITY Your financial data is your blueprint. Centico AI utilizes bank-grade encryption and strict privacy-by-design protocols. You remain the sole owner of your data, supported by an AI assistant that works exclusively for your benefit. Stop tracking. Start leading. Download Centico AI and start the conversation with your money today. Terms Of Usage: https://centicoapp.com/terms-of-usage Privacy Policy: https://centicoapp.com/privacy-policy

About

Subscriptions Tracker

Track all your recurring payments and upcoming bills in one place. This app helps you manage subscriptions, trials, and installment plans, providing forecasts and reminders to prevent surprise charges. It supports numerous currencies and syncs across devices without requiring account or bank credentials.

Highlights
  • Subscription cost tracking
  • Renewal and trial management
  • Installment and loan tracking
  • Monthly and next month forecasts
  • Currency conversion
  • Data privacy (no account/bank needed)
  • iCloud Sync
Features
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Every subscription, no limit, for free. SubEye tells you what they cost — all of them, together, before the money leaves your account. You type in what you pay. SubEye keeps the whole schedule: what it costs now and the exact day it renews — and, with Pro, what it becomes when the discount ends. WHAT YOU GET • One number that matters — what is still going to leave your account this month, and how much of the month is left to pay it. • Next month's forecast set against this one, and the single subscription costing you the most. • SubEye Pro makes a price a timeline, not a number. Free trial, intro price, the standard price it turns into, a license you bought once with its optional updates renewal, and any change you have scheduled — all on one line, months before it reaches your statement. • Pause indefinitely or until a date. Cancel at period end and keep what you already paid for, or cancel immediately. Change your mind and renew. • Add from a screenshot — pick screenshots of your App Store subscriptions and SubEye reads them on the phone, ready for you to check. • Installments and loans next to your subscriptions — a pay-in-parts purchase, buy now, pay later, a card installment or a bank loan. How many payments are made, what is left to pay and the day it ends, with every payment counted in its month and shown in the calendar. • Saved with SubEye — what pausing and cancelling has kept in your pocket, counted from the day each one stopped. • A reminder the day before a renewal or an installment payment, so nothing is a surprise. • 155 currencies — every one the world bills in — converted daily into the one you count in. • English and Ukrainian, and iCloud Sync when you want the same list on two devices. NO ACCOUNT. NO BANK. NO SERVER. Most trackers ask for one of two things: the credentials to your bank, or permission to read your email. SubEye asks for neither. There is nothing to sign up for and nothing to sign in to — open the app and start typing. Your subscriptions and installments stay on your phone. There is no server behind SubEye holding a copy, so there is nothing to breach and nothing to sell. Settings → Erase all data removes every subscription, installment, reminder and setting from the device, for real. SUBEYE PRO — ONE PAYMENT The free app is not a trial and not a teaser. Unlimited subscriptions and installments, the whole dashboard, the payment calendar, every lifecycle action, renewal and installment reminders, Live Activities, every currency and iCloud Sync are free, and stay free. Pro is a single purchase that never renews. It adds: • Pricing phases — trials, intro discounts, one-time licenses and scheduled changes on one timeline • Trial-ending alerts, and reminders on the days you choose — the same day, or 1, 3 or 7 days before — for installments too • Categories, the category filter, and the spend breakdown grouped by them • The calendar's year view, and every month set against the one before it • What a credit really costs — the purchase price set against what you repay • Home and Lock Screen widgets, with your next installment payment among the upcoming ones Charging a monthly fee to watch your monthly fees would be absurd. Built by one person, in Ukraine.

Screenshots

Centico AI4 screens
Subscriptions Tracker4 screens

Verdict

The call

Centico AI and Subscriptions Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Centico AI sells 2 in-app purchases, starting at $4.99 per month and Subscriptions Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Centico AI versus Subscriptions Tracker: the parameters behind the verdict, then further details
ParameterCentico AISubscriptions Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequency—Every 3 days
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size62 MB19 MB
Age rating17+4+
DeveloperMEAI VISIONYehor Hunko

In-app purchases

2 purchases

Centico AI

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium$59.991 Year
1 purchases

Subscriptions Tracker

One-time1
  • Pro$14.99

Questions

Is Centico AI free?
Centico AI is free to download, with in-app purchases available.
Is Subscriptions Tracker free?
Subscriptions Tracker is free to download, with in-app purchases available.
Do Centico AI or Subscriptions Tracker have ads?
Neither Centico AI nor Subscriptions Tracker shows ads.

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