Subscriptions Tracker vs PayPace
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscriptions Tracker
Track all your recurring payments and upcoming bills in one place. This app helps you manage subscriptions, trials, and installment plans, providing forecasts and reminders to prevent surprise charges. It supports numerous currencies and syncs across devices without requiring account or bank credentials.
- Subscription cost tracking
- Renewal and trial management
- Installment and loan tracking
- Monthly and next month forecasts
- Currency conversion
- Data privacy (no account/bank needed)
- iCloud Sync
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SubEye tells you what your subscriptions cost — all of them, together, before the money leaves your account. You type in what you pay. SubEye keeps the whole schedule: what it costs now, what it becomes when the discount ends, and the exact day it renews. WHAT YOU GET • One number that matters — what is still going to leave your account this month, and how much of the month is left to pay it. • Next month's forecast set against this one, and the single subscription costing you the most. • A price is a timeline, not a number. Free trial, intro price, the standard price it turns into, a license you bought once with its optional updates renewal, and any change you have scheduled — all on one line, months before it reaches your statement. • Pause indefinitely or until a date. Cancel at period end and keep what you already paid for, or cancel immediately. Change your mind and renew. • Installments and loans next to your subscriptions — a pay-in-parts purchase, buy now, pay later, a card installment or a bank loan. How many payments are made, what is left to pay and the day it ends, with every payment counted in its month and shown in the calendar. • Saved with SubEye — what pausing and cancelling has kept in your pocket, counted from the day each one stopped. • A reminder the day before a renewal or an installment payment, so nothing is a surprise. • 155 currencies — every one the world bills in — converted daily into the one you count in. • English and Ukrainian, and iCloud Sync when you want the same list on two devices. NO ACCOUNT. NO BANK. NO SERVER. Most trackers ask for one of two things: the credentials to your bank, or permission to read your email. SubEye asks for neither. There is nothing to sign up for and nothing to sign in to — open the app and start typing. Your subscriptions and installments stay on your phone. There is no server behind SubEye holding a copy, so there is nothing to breach and nothing to sell. Settings → Erase all data removes every subscription, installment, reminder and setting from the device, for real. SUBEYE PRO — ONE PAYMENT The free app is not a trial and not a teaser. Unlimited subscriptions and installments, the whole dashboard, the payment calendar, every lifecycle action, renewal and installment reminders, Live Activities, every currency and iCloud Sync are free, and stay free. Pro is a single purchase that never renews. It adds: • Trial-ending alerts, and reminders on the days you choose — the same day, or 1, 3 or 7 days before — for installments too • Pricing phases — trials, intro discounts, one-time licenses and scheduled changes on one timeline • Categories, the category filter, and the spend breakdown grouped by them • The calendar's year view, and every month set against the one before it • What a credit really costs — the purchase price set against what you repay • Home Screen widgets, with your next installment payment among the upcoming ones Charging a monthly fee to watch your monthly fees would be absurd. Built by one person, in Ukraine.
PayPace
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PayPace helps you pace spending from payday to payday. See how much is safe to spend today, track bills and expenses, and stay on track until your next paycheck. Optional Plus adds category budgets, receipt scans, statement import, and a shared budget with a partner. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://iulianaiagodka.github.io/PayPace/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: PayPace at daily against Subscriptions Tracker's every 3 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscriptions Tracker sells 1 one-off in-app purchase and PayPace sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Subscriptions Tracker ships an update every 3 days, PayPace daily. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | Subscriptions Tracker | PayPace |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 19 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Yehor Hunko | Iuliana Iagodka |
In-app purchases
Subscriptions Tracker
- Pro$14.99
PayPace
- PayPace Plus Monthly$2.991 Month
- PayPace Plus Yearly$19.991 Year
Questions
Is Subscriptions Tracker free?
Is PayPace free?
Do Subscriptions Tracker or PayPace have ads?
Which is updated more often, Subscriptions Tracker or PayPace?
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