Money & Expense Tracker vs PayPace

Lichy turns a sentence into a tracked expense. Type "coffee 4.50" or dictate it — Lichy reads the amount, the merchant and the category, and files it. No forms, no dropdowns, no five taps per purchase. HOW YOU ADD THINGS • Write it like a text message. One line, done. • Say it out loud instead of typing. • Snap a receipt and let Lichy pull out the total and the line items. • Pay with Apple Pay — set up the Shortcut once, and card purchases arrive on their own. WHAT YOU SEE • Today at a glance: everything you logged, newest first. • Charts by day, week, month or year. • Categories with real totals, not just colors. • Tap the headline currency to change the lens — every row, chart and total follows. MULTI-CURRENCY, DONE PROPERLY Spent in one currency, charged in another? Lichy keeps both: the amount on the price tag and the amount your bank actually settled. Rows show the truth, and the analytics still add up. SUBSCRIPTIONS AND BILLS Mark anything as recurring and Lichy keeps the chain going — next charge dates, monthly load, and a separate Regular view so fixed costs stop hiding between your groceries. LISTS Keep work apart from home, or a trip apart from the month. Every list carries its own totals. INCOME TOO Log what comes in exactly the way you log what goes out. WORKS OFFLINE Entries are saved on your device first and sync once you're back online. ——— SUBSCRIPTION Lichy Plus is an auto-renewable subscription, available monthly or yearly. It lifts the monthly AI limit on text and receipt recognition. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple Account settings after purchase. Prices are shown in the app before you confirm and may vary by region. Privacy Policy: https://getlichy.com/privacy Terms of Use: https://getlichy.com/terms Support: https://getlichy.com/support

PayPace helps you pace spending from payday to payday. See how much is safe to spend today, track bills and expenses, and stay on track until your next paycheck. Optional Plus adds category budgets, receipt scans, statement import, and a shared budget with a partner. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://iulianaiagodka.github.io/PayPace/privacy.html