CostKeeper vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CostKeeper
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CostKeeper is a smart bookkeeping app focused on item value management, helping you track the purchase price, daily average value, and usage cycle of items, making consumption more rational and asset management clearer. Core Features: · Item Recording - Quickly add item information with detailed records of name, price, purchase date, etc. - Item photo capture to visually document your belongings - Custom category management covering 10+ categories including clothing, electronics, home, books, beauty, sports, tools, plants, pets, and more · Data Visualization - Annual/monthly spending trend charts clearly showing consumption patterns - Category distribution charts to understand spending structure - Top 5 daily cost ranking to identify items with highest daily costs - Great value item recommendations to identify cost-effective purchases · Privacy Protection - CostKeeper is a purely local application. All your data is stored locally on your device and will not be uploaded to the cloud, fully protecting your privacy and security. · Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Net Worth Tracker
This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.
- Private net worth tracking
- No bank account linking required
- Track cash, investments, and bills
- AI-powered financial insights
- Goal setting and progress tracking
- CSV export and import
- On-device data processing
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You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 150+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Archive paused items without losing history • Reminders and total monthly spend at a glance AI INSIGHTS Overview: Ai projects your net worth trajectory from your real history. Spending: Ai surfaces patterns across your subscriptions and planned payments. Goals: Ai gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No servers, no ads, no analytics • Runs entirely on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • All themes and color palettes • iCloud sync across devices • Custom reminders • Ai Insights • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms
Screenshots
Verdict
The clearest difference is update cadence: Net Worth Tracker at every 9 days against CostKeeper's monthly. CostKeeper's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CostKeeper sells 3 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.
CostKeeper ships an update monthly, Net Worth Tracker every 9 days. The most recent releases landed on September 8, 2026 and September 7, 2026 respectively.
| Parameter | CostKeeper | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 26 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | 思宇 周 | Ahzin Razal |
In-app purchases
CostKeeper
- Monthly Plan7 Days trial$1.991 Month
- Semi-Annual Plan7 Days trial$9.996 Months
- Annual Plan7 Days trial$17.991 Year
Net Worth Tracker
- Netvo Pro Yearly7 Days trial$19.991 Year
- Netvo Pro Lifetime$49.99









