Comparison

CostKeeper vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CostKeeper

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CostKeeper is a smart bookkeeping app focused on item value management, helping you track the purchase price, daily average value, and usage cycle of items, making consumption more rational and asset management clearer. Core Features: · Item Recording - Quickly add item information with detailed records of name, price, purchase date, etc. - Item photo capture to visually document your belongings - Custom category management covering 10+ categories including clothing, electronics, home, books, beauty, sports, tools, plants, pets, and more · Data Visualization - Annual/monthly spending trend charts clearly showing consumption patterns - Category distribution charts to understand spending structure - Top 5 daily cost ranking to identify items with highest daily costs - Great value item recommendations to identify cost-effective purchases · Privacy Protection - CostKeeper is a purely local application. All your data is stored locally on your device and will not be uploaded to the cloud, fully protecting your privacy and security. · Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth and portfolio tracker for people who want a clear picture of every asset and debt without handing over bank logins. SEE YOUR WHOLE NET WORTH View net worth, total assets, liabilities and daily changes in one clear dashboard. Track stocks, ETFs, funds, crypto, property, private investments, custom assets, debts and short positions together. ORGANIZE YOUR PORTFOLIO YOUR WAY Use flexible tag groups for accounts, family members, industries, regions, strategies, goals or risk levels. Switch perspectives without duplicating holdings, understand allocation at a glance, and arrange Overview and Analysis modules around what matters to you. UNDERSTAND RETURNS OVER TIME Build history with automatic records and snapshots, then review daily, weekly, monthly and yearly P&L. Track cost basis, realized and unrealized returns, net worth growth, drawdowns and recovery across flexible date ranges. TRACK GLOBAL MARKETS AND CURRENCIES Refresh supported market prices, use historical quotes and manage custom assets. Multi-currency conversion brings USD, EUR, GBP, JPY and other currencies into one consistent view. EXPORT EXCEL AND PDF REPORTS Export structured Excel workbooks for deeper analysis and polished PDF reports for archiving or sharing. Widgets keep important trends close at hand. PRIVACY BY DESIGN Your data stays on your device by default and can sync through your private iCloud database. WorthTrail requires no bank login and includes no ads or third-party analytics SDKs. Face ID or password lock adds another layer of protection. Flexible tag groups organize your assets, and automatic daily records build a consistent asset history. WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CostKeeper4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 3 days against CostKeeper's monthly. CostKeeper's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CostKeeper sells 3 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CostKeeper ships an update monthly, Net Worth Tracker every 3 days. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
CostKeeper versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterCostKeeperNet Worth Tracker
PriceFreeFree
Rating5.0 (4 ratings) — better
Positive reviews100.0% of reviews
Number of ratings4 — better
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size26 MB63 MB
Age rating4+4+
Developer思宇 周健波 徐

In-app purchases

3 purchases

CostKeeper

Subscriptions3
  • Monthly Plan7 Days trial$1.991 Month
  • Semi-Annual Plan7 Days trial$9.996 Months
  • Annual Plan7 Days trial$17.991 Year
3 purchases

Net Worth Tracker

Subscriptions2
  • WorthTrail Pro 月度订阅$0.991 Month
  • WorthTrail Pro 年度订阅$7.991 Year
One-time1
  • WorthTrail Pro$24.99

Questions

Is CostKeeper free?
CostKeeper is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do CostKeeper or Net Worth Tracker have ads?
Neither CostKeeper nor Net Worth Tracker shows ads.
Which is updated more often, CostKeeper or Net Worth Tracker?
CostKeeper ships an update monthly, and Net Worth Tracker every 3 days. Most recently, CostKeeper was updated on September 8, 2026 and Net Worth Tracker on September 22, 2026.

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