Okanize vs Settl

Okanize brings your personal finances and shared expenses together in one beautifully organized app. All your Money, in One Place. • Auto add apple pay transactions ! (New) • Supports 155 currencies now! (New) • Build a personalized monthly spending plan • See how much you can safely spend today • Track income, expenses, categories, and recurring transactions • Understand your spending through clear forecasts and insights Save / Create Goals for Future • Create savings goals with clear monthly targets • Track contributions and progress • Adjust goal deadlines as your plans change Split / Share All Your Expenses • Create shared spaces for couples, friends, households, and trips • Split expenses equally or with custom shares • See who owes what at a glance • Settle balances only when everyone involved confirms • Auto add to your personal budget Get even more with Okanize Pro! Unlock unlimited shared spaces, receipt scanning, unlimited goals, unlimited custom categories, cloud support, and future Pro features. Okanize Pro is available as a monthly or annual auto-renewing subscription. Eligible users may receive a free trial. Payment is charged to your Apple Account after confirmation. Subscriptions renew automatically unless cancelled through your Apple Account settings. Terms: https://okanize.com/terms Privacy Policy: https://okanize.com/privacy This app is not vibe coded. Developers have spent 6 months to create this. Hope you find it useful.

Split any bill in one sentence. Say it, scan it, Settl. Settl is the fastest way to split expenses with friends, roommates and travel buddies. Tap the mic, say what happened, and the expense is logged, split and converted in about a second. "Dinner was 240, the Sharmas had the wine, split the rest." Logged. Itemized. Everyone owes the right amount. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday." Two expenses, dated correctly, converted from yen. SAY IT, SCAN IT, OR TAP IT One mic button sits at the bottom of every screen. Point the camera at a receipt and Settl reads the total and the items. Prefer typing? Every action still works by hand. WHAT YOU CAN DO • Split equally, by exact amounts, by percentage, by shares, or item by item • Groups for trips, shared houses, couples and one-off dinners • Settle up 1-on-1 with a friend, no group needed • See who owes whom across every group in one balance • Track IOUs and record payments when someone pays you back • Multi-currency with daily exchange rates, built for travel • Comment on any expense to sort out the details • Import your history from Splitwise in a couple of taps WHY PEOPLE SWITCH You're not bad at money. You just hate asking for it. Every group dinner ends the same way: receipts on the table, half-typed payment requests, someone doing math in a notes app. Older bill-splitting apps solved the ledger. They never solved the chore of logging the thing in the first place. Settl does. Start a group, share the link, and split your next dinner before the check arrives. Questions or feedback? hello@settl.fyi Privacy: https://settl.fyi/privacy Terms: https://settl.fyi/terms