Settld. vs Splice
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settld.
Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.
- Split receipts and bills
- Assign items to specific people
- Track balances in real-time
- Send payment requests
- Mark cash payments
- Clean dashboard for active bills
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Settld makes splitting bills effortless. Whether it’s dinner, rent, trips, bars, groceries, or group events, Settld helps you divide expenses fairly and get paid back fast. FEATURES • Split receipts and bills in seconds • Assign items to specific people • Track balances in real time • Send payment requests instantly • Mark cash payments manually • Clean dashboard for active bills • Know exactly who owes what • Fast, simple, stress-free design PERFECT FOR • Restaurants • Roommates • Vacations • Group dinners • Bars and nightlife • Shared purchases • Everyday friend groups NO MORE AWKWARD GROUP CHATS No spreadsheets. No Venmo confusion. No chasing people for money. Just split it. Track it. Get Settld.
Splice
Easily split group expenses and get paid back automatically. Create a shared bill, add what you paid, and invite friends to pay their share via a link. No spreadsheets or awkward follow-ups needed.
- Automatic bill splitting
- Friends pay via link
- No app download needed for friends
- Secure payment processing
- Recurring group expenses
- Full expense transparency
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Fronted the bill? Splice collects everyone's share automatically. No chasing, no spreadsheets, no awkward "pay me back" texts. Create a splice, add what you paid for, and share the link. Friends don't need the app or an account. They tap the link, add a card, and they're in. GREAT FOR - Roommates splitting rent, utilities, and household bills - Group trips where one person books the Airbnb or the flights - Vacation houses, weddings, and group gifts - Dinners and event tickets - Gym fees, league dues, and costs that repeat every month - Any group where one person always ends up fronting the cost HOW IT WORKS - Create a splice and share the link or code with your group - Friends join straight from the link, no download required - Add an expense and Splice splits it for you - Everyone is notified and gets a window to pause before anything runs - Friends add a card, or use Apple Pay or Google Pay - When the window closes, Splice charges everyone automatically and the money goes to your bank account BUILT FOR REAL GROUPS - Set a limit on what anyone can be charged, so nobody is ever surprised - Members can ask you to lower or waive their share, and you decide - See exactly who has paid and who hasn't, as it happens - Circles for costs that repeat, like rent or a gym membership. Set it up once and every cycle collects itself, with each person opting in - Follow a charge from the lock screen and Dynamic Island with Live Activities - Every payer sees their exact breakdown before they're charged - Payments are processed by Stripe. Your card details are never stored on Splice's servers Download Splice and stop chasing your friends for your money.
Screenshots
Verdict
The clearest difference is review sentiment: Splice at 100% against Settld.'s 50%. Splice also leads on rating (5.0 vs 3.7). Settld.'s advantage is update cadence (every 9 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splice holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 6 respectively. Written reviews point the same way: 50% of Settld.'s written reviews are positive against 100% of Splice's.
Settld. ships an update every 9 days, Splice every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Settld. | Splice |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 6 — better |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | CulinAI, LLC | Fadhil Lawal |
Customer experience
Settld.
Splice
In-app purchases
Settld.
No in-app purchases
Splice
No in-app purchases









