Comparison

Split vs Settld.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Highlights
  • Split bills with friends
  • Track shared expenses
  • Collect payments instantly
  • Fractional, itemized, and even splits
  • Guest payments via Google Pay, card, Apple Pay
  • Built-in receipt scanning
  • Automatic payment reminders
Features
Read full description

Split Mobile - The Modern Way to Split Anything Tired of chasing friends for payments or figuring out who owes what? Split Mobile is the easiest way to split bills, track shared expenses, and collect payments instantly. Whether you’re splitting rent, dinner, drinks, groceries, concert tickets, or a weekend getaway, Split Mobile turns any group payment into a clear, automated split. Use fractional splits, itemized totals, or quick even splits. Guests can pay with Google Pay, card, or Apple Pay, even if they don’t have the app. With built-in receipt scanning, transparent totals, and automatic reminders, you’ll never deal with awkward “I’ll get you next time” moments again. Split Mobile is the smarter way to manage group payments, shared tabs, and real-life costs fast, accurate, and stress-free.

About

Settld.

Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.

Highlights
  • Split receipts and bills
  • Assign items to specific people
  • Track balances in real-time
  • Send payment requests
  • Mark cash payments
  • Clean dashboard for active bills
Features
Read full description

Settld makes splitting bills effortless. Whether it’s dinner, rent, trips, bars, groceries, or group events, Settld helps you divide expenses fairly and get paid back fast. FEATURES • Split receipts and bills in seconds • Assign items to specific people • Track balances in real time • Send payment requests instantly • Mark cash payments manually • Clean dashboard for active bills • Know exactly who owes what • Fast, simple, stress-free design PERFECT FOR • Restaurants • Roommates • Vacations • Group dinners • Bars and nightlife • Shared purchases • Everyday friend groups NO MORE AWKWARD GROUP CHATS No spreadsheets. No Venmo confusion. No chasing people for money. Just split it. Track it. Get Settld.

Screenshots

Split4 screens
Settld.4 screens

Verdict

The call

The clearest difference is rating: Split at 4.7 against Settld.'s 3.7. Split also leads on ratings volume (818 vs 3) and review sentiment (73% vs 50%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Split has 818 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 73% of Split's written reviews are positive against 50% of Settld.'s.

UpkeepUpdate frequency

Split ships an update every 10 days, Settld. every 9 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Split versus Settld.: the parameters behind the verdict, then further details
ParameterSplitSettld.
PriceFreeFree
Rating4.7 (818 ratings) — better3.7 (3 ratings)
Positive reviews72.9% of reviews — better50.0% of reviews
Number of ratings818 — better3
Update frequencyEvery 10 daysEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size93 MB53 MB
Age rating4+4+
DeveloperSplit Mobile Inc.CulinAI, LLC

Customer experience

Split

All ratings802 ratings
Positive92.4%
Neutral1.7%
Negative5.9%
Written reviews118 reviews
Positive72.9%
Neutral7.6%
Negative19.5%

Settld.

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Split

No in-app purchases

None

Settld.

No in-app purchases

Questions

Is Split free?
Split is free to download, with no in-app purchases.
Is Settld. free?
Settld. is free to download, with no in-app purchases.
Which has better reviews, Split or Settld.?
Split is rated higher. Split averages 4.7 out of 5 from 818 ratings, while Settld. averages 3.7 from 3 ratings.
Do Split or Settld. have ads?
Neither Split nor Settld. shows ads.
Which is updated more often, Split or Settld.?
Split ships an update every 10 days, and Settld. every 9 days. Most recently, Split was updated on October 31, 2026 and Settld. on October 24, 2026.

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