Pay with Sublime vs Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Split
Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.
- Split bills with friends
- Track shared expenses
- Collect payments instantly
- Fractional, itemized, and even splits
- Guest payments via Google Pay, card, Apple Pay
- Built-in receipt scanning
- Automatic payment reminders
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Split Mobile - The Modern Way to Split Anything Tired of chasing friends for payments or figuring out who owes what? Split Mobile is the easiest way to split bills, track shared expenses, and collect payments instantly. Whether you’re splitting rent, dinner, drinks, groceries, concert tickets, or a weekend getaway, Split Mobile turns any group payment into a clear, automated split. Use fractional splits, itemized totals, or quick even splits. Guests can pay with Google Pay, card, or Apple Pay, even if they don’t have the app. With built-in receipt scanning, transparent totals, and automatic reminders, you’ll never deal with awkward “I’ll get you next time” moments again. Split Mobile is the smarter way to manage group payments, shared tabs, and real-life costs fast, accurate, and stress-free.
Screenshots
Verdict
Pay with Sublime and Split both sit at 4.7 stars, but that hides the real split: 86% of Pay with Sublime's written reviews are positive against 71% of Split's. Split's advantage is ratings volume (725 vs 157) and iOS requirement (15.1 vs 18.5). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Pay with Sublime against 4.7 for Split. Both are backed by a comparable volume of ratings — 157 and 725 respectively. Written reviews are what separate them: 86% of Pay with Sublime's written reviews are positive against 71% of Split's.
Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on September 30, 2026 and September 29, 2026 respectively.
| Parameter | Pay with Sublime | Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (157 ratings) | 4.7 (725 ratings) |
| Positive reviews | 85.7% of reviews — better | 71.3% of reviews |
| Number of ratings | 157 | 725 — better |
| Update frequency | Every 9 days | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 61 MB | 93 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | Split Mobile Inc. |
Customer experience
Pay with Sublime
Split
In-app purchases
Pay with Sublime
No in-app purchases
Split
No in-app purchases
