Comparison

Klarr vs UPI Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Klarr

Features
Read full description

Klarr is a personal finance app that helps you see exactly where your money is going. Track your spending, import bank statements, scan receipts, and keep an eye on your subscriptions - all in one place, all stored privately on your device. IMPORT AND SCAN β€’ Import bank statements from any bank in CSV, PDF, or spreadsheet format β€’ Scan receipts with your camera to add transactions on the spot β€’ Transactions are automatically sorted into the right categories β€’ Duplicate transactions are detected and handled for you TRACK EVERYTHING β€’ Add multiple accounts - bank accounts, credit cards, and wallets β€’ Set monthly spending limits by category β€’ See all your subscriptions in one place so nothing slips through β€’ Track transfers between your own accounts SEE THE BIG PICTURE β€’ Visual charts that show where your money comes from and where it goes β€’ Spending by category, monthly comparisons, and trends over time β€’ See how fast you are spending through the month β€’ Budget progress so you always know where you stand YOUR PRIVACY MATTERS β€’ Your data is stored locally on your device as the primary copy β€’ While signed in, an encrypted backup syncs to your private account β€’ No ads, no data selling, no third-party tracking β€’ Export your data as a spreadsheet or PDF whenever you want ORGANIZE YOUR WAY β€’ Create your own spending categories with custom colors and icons β€’ Set rules to automatically tag transactions (e.g. "Netflix" goes to Entertainment) β€’ Edit and organize imported transactions in bulk Whether you check in daily or do a monthly review, Klarr gives you a clear, honest picture of your finances - without the clutter, the ads, or the privacy concerns.

About

UPI Tracker

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

Highlights
  • Automatic UPI expense tracking
  • Spending summaries (daily, weekly, monthly, yearly)
  • Smart spending insights and analytics
  • Expense categorization
  • Transaction search
  • Charts and spending reports
  • Privacy-first design
Features
Read full description

UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβ€”all while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β€’ Automatic UPI expense tracking using Apple Shortcuts β€’ View daily, weekly, monthly, and yearly spending summaries β€’ Smart spending insights and analytics β€’ Expense categorization and breakdowns β€’ Search transactions quickly β€’ Beautiful charts and spending reports β€’ Privacy-first design β€” your data stays on your device β€’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.

Screenshots

Klarr4 screens
UPI Tracker3 screens

Verdict

The call

Klarr and UPI Tracker are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Klarr ships an update every 5 days, UPI Tracker every 3 days. The most recent releases landed on September 1, 2026 and September 19, 2026 respectively.

ScorecardNo meaningful differences
Klarr versus UPI Tracker: the parameters behind the verdict, then further details
ParameterKlarrUPI Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 5 daysEvery 3 days β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.017
Further details β€” not scored
Size16 MB11 MB
Age rating4+4+
DeveloperSidharth JainAnand Amar

In-app purchases

None

Klarr

No in-app purchases

None

UPI Tracker

No in-app purchases

Questions

Is Klarr free?
Klarr is free to download, with no in-app purchases.
Is UPI Tracker free?
UPI Tracker is free to download, with no in-app purchases.
Do Klarr or UPI Tracker have ads?
Neither Klarr nor UPI Tracker shows ads.
Which is updated more often, Klarr or UPI Tracker?
Klarr ships an update every 5 days, and UPI Tracker every 3 days. Most recently, Klarr was updated on September 1, 2026 and UPI Tracker on September 19, 2026.

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