Klarr vs UPI Tracker

Klarr is a personal finance app that shows you where your money goes. Import your bank statements, add expenses by hand or from a receipt, and keep an eye on budgets and subscriptions - with your data stored on your iPhone and synced through your own iCloud. IMPORT AND SCAN • Import statements as CSV, Excel (XLSX and XLS) or PDF - including password-protected PDFs • Reads column headings in English, Turkish, German, Spanish, French and Portuguese: separate debit/credit columns, a single amount column, or an amount with Dr/Cr • Re-importing a statement flags duplicates so you can keep or skip each one • Scan a receipt with your camera — Klarr suggests the total, date and merchant for you to check • Your keyword rules sort transactions into categories automatically TRACK EVERYTHING • Add bank accounts, credit cards and wallets, each with its own balance • Set an overall monthly budget, or a budget per category • Keep your subscriptions in one list with a monthly total and optional reminders before they bill • Record transfers between your own accounts without counting them as spending SEE THE BIG PICTURE • A money-flow chart from income to spending • Spending by category and month-by-month comparisons • A daily spending calendar and your weekday spending pattern • Budget progress so you always know where you stand • Ask in plain words: "how much did I spend on food last month", "over 500", "Amazon in March" YOUR PRIVACY • Your data lives on your iPhone and syncs through your own private iCloud - no Klarr account needed • Your iCloud data is private to you - we can't see it • No ads, and your data is never sold • Anonymous crash reports and usage statistics help us fix bugs; they never include amounts, merchants or notes • Export your transactions as CSV or PDF whenever you want ORGANIZE YOUR WAY • Create categories with your own colors and icons • Set rules to tag transactions automatically (e.g. "Netflix" goes to Entertainment) • Select many transactions at once to recategorize or delete them QUICK ENTRY • Log an expense with Siri or the Shortcuts app

UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expenses—all while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: • Automatic UPI expense tracking using Apple Shortcuts • View daily, weekly, monthly, and yearly spending summaries • Smart spending insights and analytics • Expense categorization and breakdowns • Search transactions quickly • Beautiful charts and spending reports • Privacy-first design — your data stays on your device • Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.