UPI Tracker vs Statement AI Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
UPI Tracker
Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.
- Automatic UPI expense tracking
- Spending summaries (daily, weekly, monthly, yearly)
- Smart spending insights and analytics
- Expense categorization
- Transaction search
- Charts and spending reports
- Privacy-first design
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UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβall while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β’ Automatic UPI expense tracking using Apple Shortcuts β’ View daily, weekly, monthly, and yearly spending summaries β’ Smart spending insights and analytics β’ Expense categorization and breakdowns β’ Search transactions quickly β’ Beautiful charts and spending reports β’ Privacy-first design β your data stays on your device β’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.
Statement AI Expense Tracker
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Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes β plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup. β’ 100% on-device β your statements, passwords and balances never leave your phone β’ Works with any bank's PDF, including password-protected statements β’ Auto-categorization with a built-in AI model (no API keys, works offline) β’ Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach β’ Budgets with instant alerts, savings goals with ETAs, subscription review β’ App Lock with PIN + Face ID β’ Free to use; Premium unlocks unlimited statements and advanced tools Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: UPI Tracker at none against Statement AI Expense Tracker's 2. Statement AI Expense Tracker's advantage is iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Statement AI Expense Tracker sells 2 in-app purchases, starting at $0.99 per month. UPI Tracker asks for nothing beyond the download.
| Parameter | UPI Tracker | Statement AI Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 3 days | β |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | Free | β |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 15.1 β better |
| Further details β not scored | ||
| Size | 11 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Anand Amar | Melvin Moncy |
In-app purchases
UPI Tracker
No in-app purchases
Statement AI Expense Tracker
- Premium Monthly$0.991 Month
- Premium Yearly$6.991 Year





