Hatian vs Paluwagan

SPLIT ANY EXPENSE Create expenses and split them across your group. Split evenly or customize amounts per person — no spreadsheet required. ADD YOUR PAYMENT QR CODES Add any custom payment method with a QR code. When friends settle up, your details are right there — they scan, they pay, done. AUTO-REMINDERS THAT DO THE AWKWARD PART Set automatic reminders via push notification, email, or SMS. Hatian follows up so you don't have to — no more drafting that uncomfortable text. SCAN RECEIPTS WITH AI Point your camera at any receipt and AI reads it for you — merchant name, items, prices, and totals auto-filled in seconds. No more squinting at crumpled paper. (Pro) TRACK EVERY BALANCE See real-time balances with every friend and every group in one dashboard. Everything reconciles automatically so nothing slips through the cracks. SETTLE UP WITH PROOF Record payments and upload proof so everyone's on the same page — no more "I already sent it" without the receipts to back it up. GROUPS & FRIENDS Create groups for friends, workmates, or roommates. Add people instantly with QR codes. Manage multiple circles without losing track. ACTIVITY FEED Every expense, payment, and confirmation logged in a clear timeline. Full transparency for the whole group. HATIAN PRO — ₱199, ONE TIME Unlock the full experience with a single purchase — no subscriptions, no recurring fees: - Unlimited groups - Unlimited expenses - 15 AI receipt scanning per month - Up to 10 saved payment methods FREE TO START Hatian is fully functional for free — 1 group, 5 expenses/month, 1 payment method. Upgrade when you're ready, on your terms. SECURE & PRIVATE Sign in with Apple, Google, or email. Your data stays yours.

Paluwagan is the easiest way to run your savings circle — built for Filipino communities who’ve been doing this long before any app existed. Whether you’re organizing among family, friends, or your barkada, Paluwagan keeps everyone on the same page: who’s in, whose turn is next, and how to reach each member when it’s time to collect. Stay organized, not overwhelmed. Add members, set your contribution amount, and define the cycle schedule. Paluwagan tracks the rotation so nobody has to keep a mental list or chase down a group chat thread. Know exactly whose turn it is. See the full payout order at a glance. Each member’s slot is clear — no confusion, no disputes about who’s up next. Coordinate payments your way. Members set their preferred modes of transaction — GCash, Maya, bank transfer, or cash — so everyone knows exactly how to reach them when it’s their turn. No transactions happen in the app. Paluwagan is purely a coordination tool; payments are always handled directly between members. Built around TRUST Paluwagan works because the people in your circle trust each other. The app just removes the friction — keeping records clear, schedules visible, and contact details in one place. Paluwagan does not process, hold, or transfer funds. All payments are coordinated directly between members outside the app.