Cashlo vs RAIS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashlo
Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.
- Access up to $750 before payday
- No interest or credit check
- Clear, upfront repayment terms
- Instant or standard delivery options
- Track advances and repayment history
- Secure bank account connection
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Cashlo helps business owners prepare and manage business-funding requests. Cashlo is not a lender and does not make credit decisions. We help businesses prepare funding requests and connect with third-party funding providers. Approval, available amounts and financing terms are determined by the provider. Funding is not guaranteed. Royal Boudoir Inc. operates Cashlo. Our team reviews application information for completeness and helps arrange referrals to third-party funding providers. Request amounts may be up to $10 million; this is a request limit, not an offer or an available credit limit. YOUR BUSINESS WORKSPACE • Save your application and return to it later • Add business and ownership information • Scan and upload business bank statements • Preview and replace documents • Message the Cashlo team about your request • View team updates and outstanding document requests • Choose optional app lock and update notifications Saving an application does not automatically send it to a funding provider, authorize a credit inquiry or commit you to financing. Any referral, credit authorization, fees and financing terms are disclosed and agreed separately before proceeding. Cashlo team review is not a credit decision. This business workspace does not provide personal loans or paycheck advances and does not require a paid membership. The previous Cashlo monthly membership has been removed from sale. Previous accounts are separate; contact support for help with the earlier service. Support: https://cashlo.net/support.html Privacy Policy: https://cashlo.net/legal/privacy.html Terms of Use: https://cashlo.net/legal/terms.html Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
RAIS
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RAIS connects lenders with verified lending opportunities through a secure and transparent digital platform. With the RAIS app, lenders can: Discover verified lending opportunities Fund eligible borrowers Monitor loan performance Track repayments and returns View portfolio performance Access detailed transaction history Receive real-time notifications Manage funds securely from anywhere RAIS is committed to providing a reliable, transparent, and technology-driven lending experience. Every transaction is protected with modern security standards to help you lend with confidence. Whether you are an individual or an organization looking to support businesses and communities, RAIS provides a simple and efficient way to participate in responsible lending. Download RAIS today and start lending with confidence.
Screenshots
Verdict
The clearest difference is in-app purchases: RAIS at none against Cashlo's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. RAIS asks for nothing beyond the download.
Cashlo ships an update every 5 days, RAIS weekly. Both last shipped on October 24, 2026.
| Parameter | Cashlo | RAIS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (72 ratings) — better | — |
| Positive reviews | 64.9% of reviews | — |
| Number of ratings | 72 — better | — |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 39 MB |
| Age rating | 4+ | 17+ |
| Developer | Royal Boudoir inc | RAIS Foundation |
In-app purchases
Cashlo
- Cashlo membership$4.991 Month
RAIS
No in-app purchases









