Orime vs Vivo+

Orime is the smartest way to manage credit card rewards in India. Most people lose thousands of points every year — to expiry, to using the wrong card, to missing offers. Orime fixes that. WHAT ORIME DOES • Tracks every reward point across all your credit cards in one place • Tells you the best card to use for every purchase, in real time • Alerts you before points expire, before benefits lapse, before fees renew • Surfaces the highest-value redemption — flights, hotels, vouchers, statement credit • Suggests transfer partner bonuses when they're live BUILT FOR INDIAN BANKING • Works with HDFC, Axis, ICICI, SBI, IndusInd, Kotak, AU and more • Tracks SmartBuy, EDGE Rewards, iShop, Rewardz programs natively • Calculates real fee waivers, milestone bonuses, and category caps • GST-aware spend tracking for businesses INTELLIGENT RECOMMENDATIONS • "Use HDFC Infinia for 10x on dining tonight" • "Your 12,000 Magnus points expire in 8 days — transfer to Marriott for 18,000 nights" • "₹5K spend left this month to unlock your fee waiver" TRAVEL & SHOPPING • Search and compare flights, hotels, holiday packages • Pay with points + card combo at the best value • Browse partner store offers (Amazon, Flipkart, Myntra, Swiggy and more) • Book lounge access, travel insurance, and concierge services BILLS, EMI & MORE • Pay credit card, electricity, gas, mobile, broadband bills via BBPS • Track active EMIs and conversion offers • Manage saved billers with autopay reminders • Earn points on every bill payment PRIVACY-FIRST • Bank-grade encryption (AES-256) • Card numbers never stored on our servers • Face ID / Touch ID lock • You control what we see, always Orime is free to download. Premium features may require an active credit card linked to a participating Indian bank. Built in India, for India.

Vivo+ – Subscription Take full control of your recurring payments with Vivo+, the all-in-one app for managing subscriptions, invoices, contracts and bills. Whether you pay for streaming services, cloud storage, software, utilities or business subscriptions, Vivo+ helps you stay organized and never miss an important payment. Stop wondering where your money goes. With smart reminders, powerful analytics and an intuitive interface, Vivo+ gives you complete visibility over your recurring expenses. Manage all your subscriptions Keep all your subscriptions in one place. Add, edit and organize recurring payments quickly and easily. Stay on top of every renewal without relying on emails or bank statements. Smart payment reminders Never miss a payment again. Vivo+ sends customizable reminders 3 days and 1 day before each recurring payment, giving you enough time to prepare or cancel a subscription before you're charged. Powerful spending analytics Understand your recurring expenses with detailed monthly and yearly summaries. Track active subscriptions, upcoming payments and spending trends through clear and easy-to-read analytics. Calendar view See every upcoming payment in a convenient calendar and plan your finances with confidence. Instantly know what's due today, this week or later in the month. Payment history Access the complete payment history for every subscription. Review previous payments, monitor recurring charges and keep your financial records organized. Multi-language support Choose your preferred language for both the app interface and notifications, making Vivo+ comfortable to use wherever you are. Multiple currencies Manage subscriptions from different countries and currencies in one place. Vivo+ helps you organize recurring expenses even if you pay in multiple currencies. Categories Organize your subscriptions into categories such as Productivity, Entertainment, Cloud Storage, Utilities, Finance, Health, Education and many more. Designed for simplicity Vivo+ features a clean, modern interface that makes subscription management fast, simple and enjoyable. Everything you need is always just a few taps away. Perfect for managing Streaming subscriptions AI services Cloud storage Software licenses Utility bills Internet and mobile plans Insurance payments Gym memberships Business subscriptions Personal recurring expenses Whether you manage only a few subscriptions or dozens of recurring payments, Vivo+ helps you stay organized, avoid unexpected charges and gain complete control over your recurring expenses. Download Vivo+ today and manage your subscriptions with confidence.