Orime vs Schichtgeld

Orime is the smartest way to manage credit card rewards in India. Most people lose thousands of points every year — to expiry, to using the wrong card, to missing offers. Orime fixes that. WHAT ORIME DOES • Tracks every reward point across all your credit cards in one place • Tells you the best card to use for every purchase, in real time • Alerts you before points expire, before benefits lapse, before fees renew • Surfaces the highest-value redemption — flights, hotels, vouchers, statement credit • Suggests transfer partner bonuses when they're live BUILT FOR INDIAN BANKING • Works with HDFC, Axis, ICICI, SBI, IndusInd, Kotak, AU and more • Tracks SmartBuy, EDGE Rewards, iShop, Rewardz programs natively • Calculates real fee waivers, milestone bonuses, and category caps • GST-aware spend tracking for businesses INTELLIGENT RECOMMENDATIONS • "Use HDFC Infinia for 10x on dining tonight" • "Your 12,000 Magnus points expire in 8 days — transfer to Marriott for 18,000 nights" • "₹5K spend left this month to unlock your fee waiver" TRAVEL & SHOPPING • Search and compare flights, hotels, holiday packages • Pay with points + card combo at the best value • Browse partner store offers (Amazon, Flipkart, Myntra, Swiggy and more) • Book lounge access, travel insurance, and concierge services BILLS, EMI & MORE • Pay credit card, electricity, gas, mobile, broadband bills via BBPS • Track active EMIs and conversion offers • Manage saved billers with autopay reminders • Earn points on every bill payment PRIVACY-FIRST • Bank-grade encryption (AES-256) • Card numbers never stored on our servers • Face ID / Touch ID lock • You control what we see, always Orime is free to download. Premium features may require an active credit card linked to a participating Indian bank. Built in India, for India.

Schichtgeld turns your shifts into your real take-home pay – with every bonus, overtime and expenses. Just enter the start and end of your shift. Schichtgeld automatically detects the tax- and social-security-free bonuses for night, Sunday and public-holiday work (SFN), converts gross to net and shows you day by day how your pay adds up. WHAT SCHICHTGELD DOES • Gross-to-net calculator with 2026 values • Night, Sunday and holiday bonuses – detected automatically • Overtime and tax-free bonuses • Expenses and meal allowances • Day-by-day breakdown: every euro traceable • Tax class, church tax, pensioner and transition-zone rules • Working-time tracking included • Five languages: German, English, Ukrainian, Russian, Polish • Works offline – your data stays on your device ALWAYS FREE Working-time tracking and the net calculation stay free forever. SCHICHTGELD PRO • Check your payslip as often as you like – compare your employer's statement with our calculation • Timesheet as PDF, in five languages • Full history – every month, not just this one and the last Schichtgeld is a calculator and does not replace payroll or tax advice. All figures without guarantee. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/