Comparison

Pocket vs WorthUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Pocket

This intelligent expense tracker learns your spending habits to automate transaction logging. It offers quick expense entry, smart suggestions, and a clear overview of your finances. Securely manage personal and business accounts with advanced categorization and receipt attachments.

Highlights
  • AI-powered habit learning for automated logging
  • Expense entry in under 5 seconds
  • Customizable dashboard with 'Left to Spend'
  • Automatic recurring bill detection
  • Receipt and document attachment
  • Nested subcategories and custom tags
  • Multiple books for personal/business separation
Features
Read full description

Pocket is the expense tracker that gets smarter every time you use it. No spreadsheets. No manual setup. Just open the app, confirm what it already knows, and move on. LEARNS YOUR HABITS Pocket silently learns your patterns. It knows you grab coffee on weekday mornings, order food on Friday evenings, and pay your subscriptions on the same date. Over time, it pre-fills amounts, pre-selects categories, and surfaces the right merchants before you even start typing. ADD AN EXPENSE IN UNDER 5 SECONDS Open the app. Your most likely amount is already suggested. Category and merchant suggestions are ready as instant-tap chips. Confirm and you're done. Pocket is faster than any other expense app on the market. YOUR DASHBOARD IS YOUR COMMAND CENTER One number tells you everything: Left to Spend. Not just your balance β€” your budget minus upcoming known expenses, recalculated daily. Below it, a monthly timeline shows the shape of your spending. Customise list views to show/hide tags and account details. SMART FEATURES THAT WORK QUIETLY - Time-aware amount suggestions based on your last 90 days - Category & Subcategory suggestions as you type - Merchant memory ranked by frequency and recency - Automatic recurring bill detection β€” no manual setup - Spending spike alerts when any category exceeds 2x your average - Contextual bank account memory β€” remembers which account you use - Account-to-Account transfers β€” move money without skewing expense totals - Biometric App Lock β€” secure your data with FaceID / TouchID unlock ICLOUD & LOCAL BACKUPS Enjoy complete peace of mind. Pocket automatically backs up your data to iCloud in the backgroundβ€”keeping it secure and entirely private. You can also export your history as a secure, local .pocket file. RECEIPTS & DOCUMENT ATTACHMENTS Never lose a receipt. Snap a photo, choose from your gallery, or upload PDF invoice files directly to any transaction. View full-screen interactive previews anytime. NESTED SUBCATEGORIES & CUSTOM TAGS Track spending with total precision. Create custom tags to filter transactions across dimensions, and use nested subcategories (like Food > Groceries) for granular logs. Easily bulk-update subcategories for past transactions. HOME SCREEN WIDGETS Keep your finances visible. The Quick Add widget lets you log expenses directly from your home screen in two taps. Today's spend and monthly total are always visible. Fully supports Light and Dark themes. MULTIPLE BOOKS & ACCOUNTS Separate personal and business expenses with Books. Switch between them instantly. Copy existing bank accounts between Books. Adjust cash balances with automatic offset calculations, and view total balances across Cash, Banks, and Wallets. INTERACTIVE ANALYTICS See spending by category, subcategory, merchant, account, and time period. Tap any segment in your charts to jump straight to its pre-filtered transaction list. COMPLETELY PRIVATE BY DESIGN No account required. No cloud sync to third-party servers. No ads. Ever. Every piece of data lives on your device. All suggestions, patterns, and predictions run entirely on-device. Nothing is sent anywhere. AVAILABLE IN 18 LANGUAGES English, Arabic, Chinese (Simplified & Traditional), French, German, Spanish, Portuguese, Italian, Japanese, Korean, Dutch, Polish, Swedish, Czech, Thai, Indonesian, Vietnamese, and Malay.

About

WorthUp

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

Highlights
  • Offline-first net worth tracking
  • Track assets and liabilities
  • Net worth history charts
  • Financial goal setting
  • Family portfolio management
  • Customizable categories
  • Secure optional cloud sync
Features
Read full description

WorthUp is a private, beautifully designed net worth tracker built for individuals and families who want to take control of their financial future. Track everything in one place β€” bank accounts, investments, real estate, loans, and more. Watch your wealth grow over time with clear charts and insights. --- PRIVATE BY DESIGN --- - Offline-First: Your financial data stays on your device. We do not have access to your data, and no account is required to start tracking. - No Data Sharing: Your information is never shared with us or third parties unless you explicitly choose to enable Cloud Sync. - Local Backups: Take full ownership of your data. Export a local backup file anytime and restore it on any deviceβ€”no internet or cloud account required. - Secure Cloud Sync (Optional): If you choose to sync across devices, use your own Google account for private, encrypted backups that only you can access. --- WHAT YOU CAN DO --- - Add unlimited accounts across assets and liabilities - Track net worth history with 1Y, 2Y, 5Y and All-time charts - Set financial goals and track your progress with milestones - Get reminders to keep your portfolio updated - Manage family portfolios β€” track spouse and family member wealth separately - Switch between individual and household net worth views - Customize categories and account types to match your life --- PREMIUM FEATURES --- Upgrade to WorthUp Premium to unlock: - Full chart history (1Y, 2Y, 5Y and All-time) - Advanced wealth insights and growth tracking - Family portfolio management - Unlimited goals and reminders - Unlimited accounts - Custom categories and account types - App lock with Face ID or Touch ID --- BUILT FOR INDIA --- Indian number formatting, INR currency, and a clean OLED-friendly dark mode designed for Indian users tracking wealth in rupees. --- YOUR DATA, YOUR CONTROL --- - No ads, ever - No data sold to third parties - Works fully offline by default - Manual local backup & restore support Download WorthUp and start tracking what you've built with total peace of mind. Terms of Use : https://jamunlabs.com/terms

Screenshots

Pocket4 screens
WorthUp4 screens

Verdict

The call

The clearest difference is price: WorthUp at Free against Pocket's $1.99. WorthUp also leads on iOS requirement (13.0 vs 18.6). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

WorthUp is free to download; Pocket costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pocket ships an update every 4 days, WorthUp weekly. Both last shipped on October 8, 2026.

Scorecard3 real differences Β· 5 level
Pocket versus WorthUp: the parameters behind the verdict, then further details
ParameterPocketWorthUp
Price$1.99Free β€” better
Positive reviews76.9% of reviewsβ€”
Update frequencyEvery 4 days β€” betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFreemium β€” better
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.613.0 β€” better
Further details β€” not scored
Size34 MB36 MB
Age rating4+9+
DeveloperMustafa BhatkarRajat Rajput

In-app purchases

None

Pocket

No in-app purchases

None

WorthUp

No in-app purchases

Questions

Is Pocket free?
Pocket costs $1.99, with no in-app purchases.
Is WorthUp free?
WorthUp is free to download, with no in-app purchases.
Do Pocket or WorthUp have ads?
Neither Pocket nor WorthUp shows ads.
Which is updated more often, Pocket or WorthUp?
Pocket ships an update every 4 days, and WorthUp weekly. Most recently, Pocket was updated on October 8, 2026 and WorthUp on October 8, 2026.

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