SELF.IO vs Divas Money

Stop tracking. Start owning. Most finance apps tell you where your money went. SELF.IO shows you who you're becoming. Every expense is a habit. Every habit is a choice. You decide what's building you up — and what's tearing you down. HOW IT WORKS Log an expense. Name it. Mark it as self-improvement or self-destruction. That's your habit now. Every time you spend on it again, log it under the same name. Watch your money move. SET A BUDGET THAT FITS YOUR LIFE Enter your monthly budget. SELF.IO breaks it down into a daily number so you always know what you can actually spend — not what you feel like spending. ARCHIVE YOUR PERIODS When a chapter ends, you close it. Hit Archive Period and get a full breakdown of where your money went and a score out of 100 based on how you lived. Every euro spent on self-destruction counts double. Go over budget? Lose 20 points. Stay under 75% of budget? Gain 5. Under 50%? Gain 10. THE VERDICT 70–100 → Thriving 40–69 → Surviving 0–39 → Struggling No accounts. No ads. No data leaving your phone. Just you, your money, and the truth about both. Own your habits. Own your life.

Divas Money turns financial organization into a light, visual, and genuinely enjoyable experience. See your balance, log income and expenses, track your movements, and understand where your money is actually going. Create dreams and goals, save a little at a time, and watch your progress until you get there. With Divas Money you can: • log income and expenses; • track your balance and history; • create financial dreams and goals; • save toward each dream; • organize categories; • use the journal to reflect on your relationship with money; • track achievements and your journey; • choose between six languages; • personalize the app's appearance. Divas Money Plus is a one-time, lifetime purchase that unlocks extra tools, including budgets, reports, recurring rules, and card organization. No subscription. No ads. Your financial data stays on your device. Divas Money doesn't require an account to get started. Divas Money is a personal organization tool and does not provide financial, investment, tax, or legal advice.